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Essay nationalism india

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INFRASTRUCTURE / OPERATION / ADMINISTRATION / SYSTEM ARCHITECT. India. Over a decade of Years of IT Experience and Track Record of resume, Success in Delivering Technical projects and Solutions . u System Architect with proven ability for setting strategic leadership and direction for information technology investments . u Gained extensive experience in Web application system architecture, administration and development using J2EE, WebLogic, Java, Apache, Tomcat, EJB, Servlet, XML, JSP, Portal, Integration, Aqualogic products in UNIX and windows platform. u Specialized in WebLogic server, WebLogic portals, integration, Oracle, Apache, Tomcat, JBoss and Service-oriented architecture. u Gained extensive experience in Architecting, Performance Tuning and identifying hardware and software needs and sizing.. u Excellent experience in coordinating application development and pro0064uction support with offshore team. u Guide the essay nationalism, establishment of IT standards and policies on behalf of the enterprise. Creative thinker with high energy and enthusiasm. u Good WebLogic, Apache, Tomcat and JBoss performance tuning, setup strategy for failover, high availability and performance. u Frameworks, Technologies and Compliance –ITIL, TOGAF, Zachman, DODAF , Virtualization, CMMI, SOX and PCI. u S peaker of Apache, WebLogic, Java conferences and several technology user group meetings. O Infrastructure Architecture. For Florist. O IT Strategy and Execution. India. O Cloud Computing Virtualization. Divorce Essay. O WebLogic Administration. O J2EE WebLogic Architect. O Apache, Tomcat, JBoss, WebLogic tuning. O Outsourcing and Offshore. O SOA Implementation. O Production Support/Enhancement. O Standards and Guidelines. Essay India. O Application Architecture. O Training Program management. O Vendor Contract Negotiations. How Do An Appendix For A Research Paper. O Process improvements. O Ecommerce Strategy and Delivery. O J2EE, Java, JSP, Servlet, EJB, PHP. O JavaScript, JMS, MDB, JNDI. O JDBC, XML, LDAP, RMI, AJAX, Perl, O WebLogic, Tomcat, Apache, Perl. O Aqualogic Portal, Integration. O Solr, Oracle Application Server. O Cold Fusion, IIS,ATOMICS, iPlanet. O MQSeries, Visio, Documentum. O JVM, SCRUM, SaaS, SSL. HTTP. Essay India. O Web Services, Struts, LAMP, REST. O UML, Business Objects, Akamai. O CMS,CDN, Limelight, ITIL, CMMI, UML. O Mainframe – CICS, Load runner. O Mercury BMC,PVCS, JMeter, O Failover and Scalability strategies.

O Caching, NetScaler, Foundry L4 VIP. For A Paper. O GSLB, Linux, Centos, Solaris. O Sybase, Oracle, MySQL, SQL Server, DB2. Nationalism. O Jira, Remedy, Shell Scripts. O REST, SOA,SOAP, Security. How Do You Make For A. O Performance tuning, Open Source. India. 04/2004- Present America Online, Inc. (System Architect) Primary responsibilities are to set strategic leadership and pay someone to write direction for essay information technology investments, create and implement standards and guidelines for pay someone to write essay operations. Responsible for creating system architecture, review application architecture, determining hardware software configuration required to adequately meet application needs and help application team web operations to resolve technical issues. Reduced the value of BEA licenses installed in AOL and Time Warner network from 54 Million to 12 Million by migrating web applications to essay open source with the help of multiple operations groups. Served the multiple operations groups that manage J2EE applications by providing enterprise-wide technology policy, standards, guidelines, information, and solutions to architect, deploy and resume for florist manage applications with cost effectiveness. Setup goals for hardware reduction and achieved 40 % of hardware reduction by consolidating environments. Worked with different ops groups to implement the comprehensive application monitoring strategy and Patch management.

Evaluated multiple open source containers and worked with web architects to finalize the open source standards. Facilitated and contributed Web Java cross organization teams to review, standardize and document operational best practices for implementing, managing and monitoring applications deployed in a J2EE environment. Conducted advance training sessions in AOL for india Apache, Tomcat, JVM, BEA products and software standards. Worked in Architect’s role to lens design the new SOA Platform and created web service security strategy for essay nationalism india AOL. Helped multiple web operations team to resolve major production issues, performance tuning, failover problems and scalability issues.

Identified the changes in Applications/Operation Architectures, code and web/app/database configurations to meet SLA requirements. Facilitated communication between staff, management, vendors, and other technology resources within the pay someone my college, organization. Evaluated and rolled out new versions of nationalism india, multiple software such as Apache, WebLogic, MySQL and Tomcat . Part of essay on ethan, ITIL, Six Sigma and essay nationalism india governance implementation team. 12/2003- 04/2004 Saras Inc - President (BEA Systems, Inc. - Sr. Business consultant) The engagement details with some of the clients are listed below. Verid, Inc : Engaged to assist the customer with their WebLogic implementation, cluster configuration. T-Mobile : Resolved production issues and increased application availability. Reviewed the architecture and WebLogic configuration. SWIFT : Conducted code security review.

Upgraded WebLogic application and created deployment strategy. MCI : Changed customer application to a new software platform. Best practices and code review. Responsible for overall project, enhancements, architecture direction /changes and production support. Resume For Florist. Oversee 365 x 24 x 7 on essay, call that proactively monitors and resolves production system issues with a team of to write my college, onsite and offshore resources.

Saved 1.1 MM year to essay year resource cost by effectively managing the outsourcing-offshoring model of operations support Reduced the response time of web application by 30% by tuning the WebLogic application server, database and application code. Achieved CMM level 4 for SFT project. 02/2000 to 09/2000 Skillbay.Com (Technology Specialist) 10/1999 to 02/2000 Daimler Chrysler Indirect Productive Materials-IPM (Senior Application Developer) 05/1999 to 10/1999 Syntranet.Syntelinc.com (Sr. System Administrator/ Sr. Programmer Analyst) 12/1997 to 04/1999 AAGIS Production Support and essay topics Maintenance (Offshore Project Leader) 12/1996 to essay 03/1997 Electronics Research Development Center (ES 9000 and COBOL Programming) 09/1993 to 03/1996 Tulip India LTD, HCL LTD (Test Research Center Engineer) 2010 MS in Technology Management: George Mason University (Will graduate in May 2010) 1993 Bachelor of engineering (B.E) in Electronics Communication. Narrative Essay. 2009 ITIL: Operational Support and essay Analysis V3 certified. 2008 ITIL Foundation IT Service Management V3 certified.

2009 Created and managed Web and Java Xrog organizations in AOL. 2008 Speaker at Apache and WebLogic conferences. 2008 Conducted advance training in Apache, Tomcat, JVM and BEA products. 2004 SOA Integration in-charge - AOL. 2002 BEA Certified Specialist.

2000 Oracle 8i Architecture and a family Administration Certified Professional. 2000 Sun Certified J2EE Technology Architect (SCEA)

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I’m praying this cover letter is enough to land me the job. I converted the “Sales Cover Letter” into a “Warehouse Manager” cover letter. Of course I tweaked it to my specifications and needs… but it turned out to be one professional piece of work when I was finished. Essay? I can’t thank you all enough for this posting. I’ll be back to nationalism, update if I land the job. We are happy to hear that as well! Hope to hear back from you soon. Keep us updated throughout the process and let us know if you have any interview questions.

Best luck on your job hunt! This was definitely helpful. To Write Essay? Recently I came across a job opening and they had asked for a cover letter. I had no damn idea what a cover letter was. Googled it.. India? nd came here.. im thankfull to you.. Cruel Angel's Thesis English? #128578; We are glad that we were able to help you with your cover letter. We hope you get the interview! I have a significant gap in full-time employment. I need to create a cover letter that can briefly explain that gap. The template of essay nationalism india a mother returning to work won’t cut it, IMO. How Do Research Paper? Do you have a template that matches my needs?

Thanks in nationalism india, advance #128578; We regret that you weren’t able to find what you were looking for. The stay at home mom resume is thesis english, one of our most popular and has received a lot of positive feedback. We suggest that you check out our resume formats page: https://resumegenius.com/resume/resume-formats. You may want to consider using functional format to help cover up your work gaps. If you still need help, you may also want to consider signing for a subscription with us. We offer the essay india, “Ask The Expert” service, which gives you access to you make an appendix paper, a professional resume writer. Good luck on the job hunt!

Hello I am applying for flight attendant position, but I have never worked in this position before. What title I need to put in the header of the india, resume? Our flight attendant sample has all the information you need to write your own resume. (https://resumegenius.com/resume/flight-attendant-resume-sample). Good luck on the job hunt! I only have volunteer work how do I put that in a resume ? thanks you. Check out our “How to Write a Resume” writing guide. (https://resumegenius.com/how-to-write-a-resume) It should be helpful in thesis, answering your question.

Very true and informative. Just googled it and essay nationalism india no doubt remains now. Cover letter will be easy for me now. Glad you found our cover letter guide useful. Let us know if you have any additional questions. Good luck on the job hunt! This was helpful. is to write, it same for essay nationalism Student / Entry Level Cover Letter and Internship cover letter? We are glad you found our cover letter page useful. As far as your question goes, the student cover letter above could be reworked for argumentative essay topics an internship application.

Please let us know if you have any other questions. This helped me so much, I’ve never written a cover letter before. Thank you so much RG! We are glad that the information is helpful! Please feel free to read other related articles and let us know if you have any questions.

Hey please i want to apply for a post of an armorer in the ministry of defense in our country advertised in the dailies. It wants people with high school education and i basically have that. Please lead me through… We will need more information regarding the essay nationalism, job posting as well as your background to critical on ethan frome, lead you. Hi!

Do you have cover letter samples to apply as a job intern? Not currently, but it is on our list of samples to add. For now, our student sample above should be helpful in essay nationalism india, giving you some ideas on how to format your own. Thanks a lot RG this was very helpful. Before today I have never done a one, now I have confidence with putting together a cover letter. One small question though, what should I name the cover letter? We are glad that you found our cover letter resources helpful. You can simply name your it “Deitric (last name)’s Cover Letter.” That way, it will be easier for the employer to spot as they go through all the applicants in an appendix research, their inbox. Good luck on the job hunt! Hi!

I have never written a cover letter before and would like to apply to a “work from home” job–but, have no idea how to write it. Please help! We have plenty of industry-specific samples above. Essay India? Find your industry and how do for a paper get a few detailed tips on how to india, structure your own cover letter. RG I must say this helps me a lot. Not sure if I could master it but this would definitely help. Thank you so much for making my day 3. We are really glad to hear that and how do for a research thank you for your support. Please let us know if you have any question.

I remain stumped as to how to address a cover letter in response to a job advertisement that gives neither the company name nor the name of the person in charge of essay india hiring. This is true of essay many job postings on Craigslist, for example. I dislike “To Whom It May Concern”, but what other greeting would you recommend? Many job seekers also run into this issue. Essay India? When the posting doesn’t include a name of the company or hiring manager, try copying some of the job description and searching for it on Google.

You may find the job ad with the names included. If this doesn’t work, then it is acceptable to address the a family narrative, cover letter with “Dear Hiring Manager.” Good luck on the job hunt, I normally just put Dear Hiring Manager. I’ve had issues where you call and there are multiple people who do the nationalism, hiring, so I don’t know who will be doing my interview until the day I have my interview. If I ask the employee there like, “Oh I’m not sure.” I’m going to forward this to a client of mine I was just talking to him about this. Now he’ll know that I’m not just trying to make his life miserable. Great! We hope they find our resources helpful.

I have done my resume and now I’m preparing myself to do CL, but I have problem with it, because everything is wrote in resume for florist, resume – especialy introduction. It would be the essay, best if I could copy my introduction from resume to CL, because there is almost the how do an appendix paper, same to write. India? please advise. Some of the contents from your resume intro should be used in you CL, but should not simply be copied. If you read the above guide and download the lens, template pack, you will learn exactly what information should be included. Also, be sure to check out india, our CL samples to a family narrative essay, give you a better idea on how you can word your cover letter. Good luck on the job hunt! I am trying to write a cover letter for a managerial position in essay india, the hospitality field.

However, I do not see any examples. We are in the process of resume for florist adding new cover letter samples and have included your suggestion in the list. India? In the divorce argumentative essay, meantime, follow the essay nationalism, guide above and download one of angel's english cover letter templates. India? Good luck on the job hunt! Basically, a cover letter is a letter of pay someone to write introduction.

Usually I state the name of the position I’m applying for and why I am qualified for essay the position. At the end of the letter, I’ll write something like “If you have any questions or to schedule an appointment for an interview, please contact me at ***-**-****.” Then double space and angel's thesis version type “Sincerely” and then space 4 times and type your name. You’ll be signing in the space above your typed name. This has been most helpful. GBU. Glad you liked it. Essay Nationalism India? Share it with you your friends. GBU, too! I am working on a resume for an experienced welder, One of the requirements is a valid drivers license, which I do not possess at an appendix for a research paper this time , but if I was hired, I could pay the traffic fine and nationalism india get my license back with my first paycheck.

Should I explain this on my resume or by for a paper telephone or in person or not at india mall. In all honesty, your best bet is to find a way to argumentative essay topics, pay the traffic fine and get you license back before applying for essay the position. Thanks for the advice. I was thinking that very thing or appearing at traffic court and setting up a payment plan which would clear the way for a re issue. Angel's Thesis English? All about the money. which I happen to be in short supply of. Essay Nationalism India? Thanks again. We know the struggle. Hang in there brother! Try add figures that will impress an employer and lens essay that pertain to the position you are applying for. Best of luck!

I live in essay nationalism, Thailand and odd numbers here are auspicious so it probably won’t hurt to throw some of them in. I’m still not sure what you all are referring to with bullet point ‘numbers’. Can someone explain? Thank you. thank you so much RG you really shade light on cover letters, i was clueless wat it was so mostly i would ignore it and lens on ethan frome send my applications without one from nationalism today i will do thngs differently. Download our cover letter template pack and use the tips written above. Resume? That should get you started. Best of luck! How to address gaps in essay nationalism, employment. Angel's Thesis English Lyrics? My mom passed away unexpectedly in 2005.

I was incapacitated by depression and unable to work from 2005-2008. Got a job in essay india, 2008 was employed until 2012 when I had a baby. i have been a stay at home mom. Argumentative Topics? Ready to go back to work again. How do I address the nationalism india, gaps when posting my resume on job resource sites? I have spent the past six months working reworking my resume. I’ve searched hundreds of resume websites; Resme Genius is, by far, the best. Would appreciate any advice. Thanks for the kind words.

One of the easiest ways to mask your work gaps is to use a functional format: https://resumegenius.com/resume-formats/functional-samples-writing-guide. Give it a try and see what you think. Good luck on the job hunt! How do explain a reason for leaving a company when you hate your job/employer, more management than the job itself. We always recommend not to burn any bridges with former employers and to leave on a positive note. So in that case, we suggest that you explain that you are looking for an opportunity in cruel lyrics, a new industry or a different position. Although it may sting, make sure to also thank management for nationalism the opportunity you were given. Good luck! Struggling with how to pay someone, address a cover letter for a summer internship. I’m not applying for a posted internship, just going to show up at an organization that my school advisor suggested I reach out to. I have no idea who I’ll be giving my cover letter to, but I don’t want to essay nationalism, say “dear hiring manager” because technically they wouldn’t be hiring me… right?

Aside from you make an appendix for a research paper that, this guide was still very helpful. We’re glad that you found our advice helpful. In your case, “Dear Hiring Manager” or “Dear Madam or Sir” would be appropriate. Good luck! So i have been asked to email my salary requirements, Here is my situation though, I previously worked with this company in the same exact role. Nationalism India? I left for another job opportunity ( which built my skill set and experience) about a year ago this month. They have asked me to cruel angel's english version, come back and fill that position again. How do I compose a salary requirement. In this situation you have the leverage, so it would be fair to ask for 10-20% more than you were paid before. The skills and experience you gained over the last year make you more valuable than you were before. Good luck!

Hi, I am trying to help a friend who is looking to essay india, move into a completely different line of resume work, he has only had 1 job since high school, which has nothing to do with what he really wants to do. How do you approach that in a cover letter, since he has no experience in essay india, the field? Your friend will have to discuss their general skills or traits that are relevant to the job. I just turned 62 and want to retire from my current job, but not ready to retire. Any suggestions on how to “put my best foot forward” when applying for a new position in for florist, an industry I’ve never worked in before? When applying for essay nationalism india a position in an industry that you’ve never worked in before, the critical lens essay on ethan, first thing you should do is essay nationalism, come up with a list of the critical lens essay, relevant skills that you can transfer over to that industry. From there, you can work on ‘selling’ those particular skills in your cover letter and resume. Good luck! So glad I stumbled upon nationalism india, this. Glad you found it helpful! I’m applying for a new job but the mining company has different projects.

Would I have the company’s address or the project site address? We recommend that you use the address that the cover letter is being sent to. If you are not sure, then use the company’s address. Good luck! Some cover letter here have helped me move on a family narrative to another level. Through this i had to pay bills for my ailing child . Thanks you have been of great help through the way to write a winning cover letter. Great information!

My question is I have been out of the work force for about a year and a half due to birthing children and staying home for nationalism them. Divorce Argumentative Topics? I am wondering if this is something i should include on my CL to explain my gap in nationalism india, work history or is this information to personal to include? Great question! If your work gap is longer than a couple of months, then you should certainly include an explanation in how do an appendix for a research paper, your cover letter. Don’t spend more than 1-2 sentences on your explanation though.

Remember that you want to essay, keep the lens on ethan frome, focus of your cover letter on your experience and nationalism qualifications. You can say something like “After taking some time at home with my family,” then express how excited and enthusiastic you are to essay, return to the work force and how this position is exactly what convinced you that now is the time to do so. You can use that phrase for maternity leave, or caring for older family members, or even your own issues. Shoot, you can use that even when you didn’t choose to take a break, so to speak. Good luck! I’m a college dropout and I couldn’t decide on which template to india, use for my cover letter. I quit school during my sophomore year.

We suggest using the ‘Non-Student’ templates. Cruel Angel's Thesis Lyrics? If your college experience is relevant to the job you are applying for, you might consider including it your cover letter. Best of luck on the job hunt! Thank you Resume Genius! what if there is no job description given? how do you start of with the cover application in such a scenario? Even without a job description you can still follow the template above. Essay India? Look up job descriptions for the same position from other companies to get an cruel angel's english version lyrics, idea of what the employers is looking for. Unless requested in the job ad, leave your salary requirements off your cover letter.

Good Luck! Fair point – it’s always good to be careful when sending out personal information. Thanks for the suggestion! Share How to essay nationalism, Write a Cover Letter #038; 40+ Free Templates Our code geeks and a family narrative essay HR experts are proud to nationalism india, introduce our new Free Resume Builder software to help you land more interviews in today’s competitive job market. We provide HR-approved resume templates, built-in job description bullet point phrases to choose from, and cruel thesis english lyrics easy export to essay nationalism, MS Word and PDF. Get awesome job opportunities sent directly to your inbox. By clicking Send Me Job Alerts, I agree to a family, the Resume Genius Terms of essay Use and Privacy Policy.

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Rabindranath Tagore - Essays - Nationalism - Nationalism in India

alevel course work A Level Theatre Studies. What is it about at sixth form level? Plays and performance have long been part of essay nationalism human culture. The theatre is a unique space in which the world, society and the human condition can be explored. It is a public place where the voices of ordinary people can be heard raising questions about the forces that shape our lives. It is angel's thesis, furthermore an exciting place. The playwright invites the audience to observe the action whilst asking for their intellectual participation. In the Theatre Studies A level you will take a close and critical look at the playwright’s art.

You will consider how different styles and social contexts can shape the essay interpretation of pay someone to write essay a script, influence a rehearsal and achieve a successful performance. Essay Nationalism? You will learn how to look at a play from different angles: as a spectator, as an actor and resume, as a director. Essay Nationalism? The course will enable you to develop a deep appreciation of what is involved in a successful piece of you make for a research theatre. In the first year, you will begin with the study of Henrik Ibsen’s “Hedda Gabler” and Timberlake Wertenbaker’s “Our Country’s Good”. This will involve both theoretical and practical exploration. You will also attend a variety of live productions which will be discussed and explored in terms of theatrical merits and style. If you opt to nationalism india, sit the AS level exam you will sit a written paper on both. the studied text and you make an appendix, one of the live productions seen during the course. You must also prepare a portfolio of work to accompany a practical examination of an extract of a play. In the second year, you will deepen your study of both “Hedda Gabler” and india, “Our Country’s Good”. You will be encouraged to continue attending as many theatre excursions as possible which could be used to answer Section C of the written paper. You will complete a 3 hour written exam answering questions on both studied texts and resume, a live production of your choice.

You will. perform in both devised and scripted pieces of practical work which will be assessed as part of the A level course. To accompany the practical work you must collate a working notebook and a reflective report which will act as the coursework portion of the course. Why study it and what skills does it develop? Through the detailed study of india plays and their presentation, Theatre Studies develops your analytical and interpretative skills along with your ability to articulate your ideas clearly in a written form. It will of how do you make an appendix paper course also develop your creative abilities and your understanding of the workings of theatre. It has a natural affinity with degree courses such as English and Drama at university but works well with subjects such as History and Politics.

It also provides a basis on nationalism india, which to pursue acting at a drama school or for a career “backstage” in theatre design and management. What prior knowledge and skills are required? Theatre Studies is an academic subject with a performance element and not a drama course based solely on performance! You will be studying plays both practically and theoretically to examine the social and for florist, political themes they raise. Commitment is a must, as you will be in a group devising a piece for performance and thereby contribute to nationalism, determining everyone’s final grade for the practical elements. In the first year, you will begin with the resume for florist study of Henrik Ibsen’s “Hedda Gabler” and Timberlake Wertenbaker’s “Our Country’s Good”. This will involve both theoretical and practical exploration.

You will also attend a variety of live productions which will be discussed and explored in essay, terms of theatrical merits and style. If you opt to sit the AS level exam you will sit a written paper on both. the studied text and one of the cruel thesis english live productions seen during the course. You must also prepare a portfolio of work to accompany a practical examination of an extract of a play. In the second year, you will deepen your study of both “Hedda Gabler” and india, “Our Country’s Good”. You will be encouraged to continue attending as many theatre excursions as possible which could be used to answer Section C of the written paper. You will complete a 3 hour written exam answering questions on both studied texts and essay, a live production of essay india your choice.

You will. For A Paper? perform in both devised and scripted pieces of practical work which will be assessed as part of the A level course. Nationalism? To accompany the practical work you must collate a working notebook and a reflective report which will act as the coursework portion of the course. By T. Wertenbaker, edited by B. Naismith. Hedda Gabler (Student Editions) By H. Ibsen, edited by D. Thomas. Exam Board and Specification Codes. A Family Narrative? AS: AQA 7261, A level: AQA 7262.

Head of Department. A Level Subjects available at MPW London. Grades achieved at MPW. Royal Veterinary College (Veterinary Medicine) I have loved MPW. The class sizes are very small and nationalism india, it is easy to ask questions.

The teaching is really interactive and they all care so much about the students. My Director of Studies helped a lot with my UCAS statement, suggesting what to include and perfecting it with me. I honestly don’t think I would have go any university offers without her help. Resume? Grades achieved at MPW. University of Bristol (Law) I’ve had three fantastic years at MPW: I’ve had a happy time; I’ve met some amazing people; and, most importantly, I’ve left school knowing that I have fulfilled my potential, leaving with GCSE and india, A Level grades that I can be proud of. I feel that the teachers and Directors of Studies all care deeply about their students' futures and performance. Grades achieved at resume for florist, MPW. University of essay india Edinburgh (History and my college essay, Politics) All of my teachers have been great; they are experienced, friendly and essay india, treat us all like adults rather than teenagers.

I’ve also enjoyed being in a city. There is so much to do and we’ve been on a lot of theatre trips after school which is something I hadn’t been able to do before. My favourite thing about MPW has been the people I have met. Grades achieved at MPW. King's College London (Biology) I would like to say a big thank you to my teachers. Everyone at MPW has been so warm towards me and my teachers are so friendly and a family narrative essay, willing. They also adapt to essay, learning styles and have been sensitive about responding to my needs; they provide extra help when I need it but also give me space to absorb new topics or information when I need that. Grades achieved at MPW. Essay? University of nationalism Bath (Mechanical Engineering) One of my favourite things about MPW is the cruel thesis english lyrics people I have met, who are all really nice and really fun to be with.

My Director of nationalism india Studies was really enthusiastic which rubbed off on me. Angel's Thesis Version Lyrics? She also helped enormously with UCAS, taking the essay nationalism time to clearly explain what I needed to do and supporting me.

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Contemporary Issue on Chit Funds -“The Invincible” An contemporary issue report on CHIT FUNDS “THE INVICIBLE” 2013-2014 Made by : Fakhruddin Badshah PREFACE This document sketches the the meaning, introduction, overview,its working,online chit funds, I threw some light on latest news about this sector and also tried to cover the latest upsteram and essay nationalism india downsteam aspects of this sector (chit fund companies). My aim of how do you make an appendix research paper, writing on this issue is who will going to stop the fraudulant activities being done by this companies. I chose this segemnt for my contemporay because this is going very common among the people in essay today’s time. So I thought lets give away the the detail of this segment to the people. With the help of this document people will come to know what exactly going on in this domain. This sector is expanding rapidly like anything.

This developments has become a catalyst for the growth of vigourous chit fund companies in all over India. Narrative? So what provisions should be made to curb the alleged false practices done by these companies or segment. Thus it is the to india think and act on it to protect the interest of small investors and their hard earned incomes. Index Introduction| 5-7| Overview of chit fund| 8| How chit fund works| 9-11| 2012-2013 Highlighted News about chit-fund| 12-13| Who will stop chit funds? | 14-18| Report of a family, MCA| 18-21| Benefits| 21-22| Drawbacks| 23| Safety from Chit funds| 24| CHIT FUNDS – “The Invincible” Introduction: A chit fund is a type of savings scheme practiced in India, besides other forms of nationalism, savings scheme offered by various public and private sector banks, post offices, insurance corporations etc. Resume? Chit Funds are indigenous financial institutions in essay nationalism India that cater to pay someone to write essay the financial needs of the low-income households, which have been excluded from the formal financial system. Chit”, in essay nationalism india the legal purview, means a transaction whether called chit, chit fund, chitty, kuri or by any other name by or under which a person enters into an agreement with a specified number of a family narrative, persons that every one of them shall subscribe a certain sum of money (or a certain quantity of grain instead in essay nationalism india the case of villages) by way of periodical installments over a definite period and that each such subscriber shall, in his turn, as determined by lot or by critical lens on ethan frome, auction or by tender or in such other manner as may be specified in the chit agreement, be entitled to the prize amount.

In simple words, A chit fund is a savings-borrowing scheme, in which a group of people enter into an agreement to contribute fixed amounts periodically, for nationalism india, a specified period of a family narrative, time. The amount so collected (or the chit value) is distributed among each of the essay nationalism persons in turns, which is resume for florist, determined by way of lots or an auction. Nationalism? Chit funds provide an opportunity to save excess cash on a daily, weekly or monthly basis, and give an easy access to it in case of emergency. Chit funds are the critical essay on ethan frome Indian equivalent of the Rotating Savings and Credit Associations (ROSCA) that are famous throughout the world. ROSCAs are a means to “save and borrow” simultaneously.

It is considered one of the best instruments to cater to the needs of the poor. It enables poor people to convert their small savings into lump sums. The concept of chit funds originated more than 1000 years ago. Initially it was in the form of an informal association of nationalism, traders and households within communities, wherein the members contributed some money in return for an accumulated sum at the end of the critical essay on ethan frome tenure. Participation in Chit funds was mainly for the purpose of purchasing some property or, in other words, for “consumption” purposes. However, in recent times, there have been tremendous alterations in the constitution and functioning of Chit funds.

While in most places ROSCAs are user-owned and organized informally, in India, chit funds have been formally institutionalized as well. Legally recognized firms provide a variety of chit schemes. A Chit Fund can either be legally registered or unregistered. Registered Chit Funds, as the essay nationalism name suggests are being regulated under the critical frome various Chit Fund acts. Nationalism India? While unregistered Chit Funds are unorganized and mostly run by the close friends, relatives or family members of the an appendix for a research paper investor. Unregistered Chit Funds which exceed 100 ($2) in value are illegal in India, although it is very well known that unregistered Chit Fund industry is very popular in India, mainly in the rural and semi-urban area, where people have very little access to the banking services and india where financial illiteracy is more. The regulation of the Chit Fund industry was put in essay place by the Government of India to address the problem of misuse of informal Chit Funds by unscrupulous promoters and founders running away with the participant’s funds, leaving the members with little recourse to retrieve their money back. Chit funds in India are governed by various state or central laws. Organized chit fund schemes are required to register with the Registrar or Firms, Societies and Chits. Nationalism? Various Chit Fund Acts governing the industry in India are as under: * Union Government – Chit Funds Act 1982 (Except the angel's lyrics State of Jammu and essay india Kashmir) * Kerala – Kerala Chitties Act 1975 * Tamil Nadu – Tamil Nadu Chit Funds Act, 1961 * Karnataka: The Chit Funds (Karnataka) Rules, 1983 * Andhra Pradesh – The Andhra Pradesh Chit Funds Act, 1971 * New Delhi- The Chit Funds Act,1982 and Delhi Chit Funds Rules, 2007 * Maharashtra – Maharashtra Chit Fund Act 1975 Uttar Pradesh: Uttar Pradesh Chit Funds Act, 1975 * Goa, Daman Diu: The Goa, Daman and Diu Chit Funds Act, 1973 * Pudducherry/Pondicherry: The Pondicherry Chit Funds Act, 1966. An overview of chit funds: The economic development of a country depends upon the availability of critical lens essay, resources.

The main activities that contribute to the growth are production and employment. Production depends upon the inputs of the factors such as finance, raw materials, labor etc. The most important here bring finance, which is the chief mobilized of india, all the factors of production. In a money economy, finance for development initially comes from essay, private savings. Essay Nationalism India? These private savings give to the secondary deposits; this is where the financial institutions come into picture. An Appendix Research? Financial institutions occupy a central place in mobilizing savings from the people and make it available to essay nationalism the trade, commerce and industries either as a capital or loans. The non banking sector comprises of money lenders, indigenous bankers, pawn brokers, nidhis, “chit funds” etc.

The origin of chit funds can be traced way back to the 17th century when the economic wizards of resume for florist, state of Malabar (now known as the state of Kerala) started this activity. Those were the people who actually founded this financial institution. It became so popular and numerous that people started adopting this activity as a profession by the 18th century all over. As the chit industry grew the number of people involved in this industry also grew. This gave rise to many misconceptions, frauds, mismanagement etc. , in this industry. To prevent this State Government of Travancore took the first initiative and introduced the first Chit Fund Regulation being the Chit Fund Act 1914. One important regulation introduced by this act was that of a commission payable to the foreman. The Act brought about a ceiling limit on the commission payable to nationalism the foreman that is 5% maximum which is still the same even to this date. How chit funds works: Chit funds which are popular from a very long time but still some people don’t know how exactly this chit fund works and invest their money illogically. This can be understood by the following procedure: Let’s say there are 20 people who come together and form a group. Each one will contribute Rs 1,000 per month and this will continue for next 20 months (equal to number of people in the group).

In this group there will be one organizer, who will take the pain of fixing the meetings, collecting money from each other and then doing other procedures. So each month all these 20 people will meet on a particular day and deposit Rs 1,000 each. That will make a total of Rs 20,000 every month. Now there will be a bid on who will take this money. Naturally there will be few people who are in how do you make an appendix for a paper need of big amount because of some reason like some big expenses, liquidity crunch, business problem, Beti ki Shaadi etc etc Out of all the people who are in essay need of money, someone will bid the lowest amount, depending on how desperate he is for how do an appendix for a paper, this money. The person who bids for the lowest amount wins the bid. Suppose out of total 3 people who bid for essay nationalism india, 18,000, 17,000 and Rs 16,000, the one who bids the cruel angel's thesis english lowest will win. In this case it’s the nationalism india person who has bid Rs 16,000.

There will also be “organizer charges” which are around 5% (standard) of the total amount, so in argumentative topics this case its 5% of nationalism india, Rs 20,000, which is Rs 1,000. So out of the total 16,000 which this winner was going to get, Rs 1,000 will be deducted and the winner will get only Rs 15,000, Rs 1,000 will be organizer charges and an appendix for a Rs 4,000 is the profit, which will be shared by each and every member (all 20 people), it comes out to be Rs 200 per person, and it will be given back to all 20 members. So here you can see that the main winner took a big loss because of his desperate need of getting the nationalism india money and others benefitted by it. Lens Essay? So each person actually paid just 800, not 1,000 in this case (they got 200 back). Note that when a person takes the money after bidding, he can’t bid from next time, only 19 people will be eligible for bidding. Now next month the same thing happens and suppose the best bid was Rs 18,000 , then winner will get 17,000 (after deducting the organizer fees) and the rest 2,000 will be divided back to people (Rs 100 each) . So each person is essay, paying effectively Rs 900. This way each month all the people contribute the money, someone takes the money by bidding lowest, organizer gets his charges and the rest money is divided back to essay members. You will realize that the person who takes the money at essay india, the end will get all the money except organizer fee, as there is no one else to bid now. So the person will get around Rs 19,000 in the end, if you try to resume find out the returns which he got out essay india of the whole deal, it will depend on two things, how much lower bids were each month and an appendix research paper the fees paid to organizer, if bids and charges are very low, then a person will make more money at the cost of other situations. So this is pretty much how a chit fund works, there are various versions of chit funds and how they work , but the idea was to communicate the basic model and nationalism how it works. | Online Chit Funds is also running with pace of E-commerce With the advent of ecommerce in India, Chit funds have also started going online. Online chit funds conduct auctions online and subscribers can pay their monthly dues and receive prize amount online through online transactions including electronic fund transfers.

Each member will have an online account through which they can manage their chit funds. 2012-2013 Highlighted News about chit-fund: . Cunning strict approaches adopted by RBI to protect the investors from delusive acts of chit fund companies. 2. Last year in the month of December, The Reserve Bank of India (RBI) warned all the state governments about the angel's thesis english lyrics mushrooming of chit funds and also written to essay nationalism them to take appropriate actions against them for duping depositors. 3. RBI Governor Duvvuri Subbarao said, “The responsibility for checking the chit funds and for prosecuting the violation of my college essay, law is of the state government. We have written to all the state governments to be vigilant about essay nationalism india this and to take appropriate action”. . Resume For Florist? D Subbarao also called for greater awareness among police and the general public for checking the proliferation of the chit funds in the country. 5. On 6th December 2012, Minister of State for Corporate Affairs RPN Singh said that 87 companies have come under the scanner for alleged irregularities related to chit fund schemes and nationalism india money circulation in the garb of multi-level marketing. The Registrar of Companies (RoC) and divorce its Regional Directors have been asked to scrutinize the balance sheets and inspect the books of accounts and other records of essay india, these 87 companies. . India’s market regulator, Securities and Exchange Board of India (Sebi) had banned companies such as Rose Valley and critical essay MPS Greenery Developers from accepting deposits from the public. 7. The former chief minister also pointed it out that small savings through post offices and co-operatives has suffered a lot as many people are depositing their money to these chit funds expecting huge return. 8. In Bhubneshwar, The crime branch told that they are making a short documentary to sensitize people about illegal non-banking financial companies (NBFCs).

The film will feature a host of financial management companies like Seashore, Ashore and Saffex, whose irregularities were exposed recently. The Economic offences wing (EOW) of the Crime Branch has registered at least 30 cases against several fraud companies in the past six months for embezzling public deposits after giving them false promise of high return. Senior functionaries (Head) of the companies were arrested and their bank accounts being ceased. 9. EOW also making plan to start a toll free number to protect people from fraudulent activities done by chit fund companies. 10. Government making steps towards the essay nationalism projection of model; rules to check chit fund and MLM (Multi-level Marketing) frauds. The central government will soon make stringent provisions in place, like hefty financial penalty, jail terms, de-listing from the registrar of narrative essay, companies (RoC) roster, among others. Who will stop chit funds?? In October 2012, a women and her elder daughter were running a chit fund, committed suicide by consuming acid in india Puthur in essay frome Trichy as they were unable to repay their investors. These women had started a Diwali chit fund in the year 2011 and attracted around 300 investors in the area.

They had collected around `9lakh from the investors. As per essay nationalism india norms, the chit fund company should have repaid the money with interest or given assured gifts to the investors before Diwali of the year 2012. You Make An Appendix? When the investors pressurize the women, they decided to essay india end their lives and consumed poison. Investors are helpless. This is not the only case there are numerous. A Family? Most chit fund investors are the rural poor and or small investors. Neither the victimized investors nor the police bring to book the persons responsible. Only the poor agents remain in place from essay india, whom the a family narrative essay money cannot be recovered. According to Ministry of Corporate Affairs (MCA), there are 4256 listed or registered chit fund companies which are running their business in the country while India chit-fund association estimates that the country has in total 15000 (registered and unregistered) companies which manage billions of rupees worth of funds. ShriRam Capital, one of the largest players, operates in four southern states and manages over USD 800 million.

Some hope that recent hiccups in India’s once-booming microfinance sector, whose rise was led by nationalism, microcredit, could bring even more business their way. One can imagine how big the business is all over India. Too many regulators could not stop irregularities in chit funds. Everybody agrees that irregularities need to be stopped because these are causing harm to a lot of small investors. But the cruel version question is; who will stop it?

In 1978, when the RBI banned chit funds, it came under the ministry of corporate affairs as a collective investment scheme. Another way these companies work is through private placement of the non-convertible debentures or collective investment scheme. Essay India? In this case, SEBI has the power to regulate it. Sahara and many other big names are in on resume for florist it. Any debenture or private placement cannot be done by more than 50 people. In contrast, these kinds of companies collect money from thousands of investors.

If the number of investors of share and debenture is nationalism india, more than 50, it needs to be registered in the market and essay on ethan the SEBI would control it. RBI wants the state government to nationalism india take steps: In this context, RBI has a different take. Subbarao, Governor, RBI, has advised the state governments to make their law stronger to save common investors from the chit fund trap. It has written letters to the states to develop a definite action plan to take step against pay someone to write my college these multi levels marketing player. Subbarao explained that RBI has no power to regulate chit funds.

So, it has asked state government to take the initiative to essay nationalism india prevent the mushrooming of money market agencies. Pay Someone Essay? RBI can train police and other legal bodies about chit funds but cannot instruct the essay nationalism india police to do so. It is essay topics, a state subject to plan and essay nationalism executes the prevention process of chit funds. English Version? Corporate Affairs ministry looking into it: Union corporate Affairs Minister Sachin Pilot has said that the central government is looking into the issue of nationalism india, some chit funds and resume the Ponzi scheme that allegedly dupe small investors by using legal loopholes. It would also encourage state government to take necessary action against these firms. These firms are now misusing the loopholes, pilot added. Furthermore he added, “Our main objective is to nationalism protect small investors from these companies, who are taking their (investors) hard earned money. ” As many as 87 companies have come under the scanner for alleged irregularities related to narrative chit fund schemes and money circulations. Minister of State for corporate Affairs R. P. N. Singh has informed the Rajya Sabha that the nationalism india directions have been issued on the basis of specific complaints received by the ministry against pay someone to write these companies, which are “alleged to be carrying on activities related to prize chit fund and money circulation in the garb of essay, multi-level marketing. A Family Essay? Legislative hodgepodge: Singh further said that SFIO (Serious Fraud Investigation Office) has recommended setting up of a specific central regulatory agency for the implementation of the prize chit and essay money circulation scheme (Banning) act, 1978. The act is administered by the Department of Financial services (DFS) which has constituted an Inter-Ministerial Group consisting of representatives from DFS, Ministry of Corporate Affairs (MCA), RBI, Security and Exchange Board of India (SEBI), Department of Consumer Affairs and Central.

Report of critical on ethan, Ministry of Corporate Affairs: List of Companies not registered but found doing Chit Business Beware of these Companies. Never join them. M/s. P. V. R. Chits (P) Ltd. , B-50, Flatted Factories, Okhla Phase-III, N. Delhi-20. | M/s. Narmal Chits (P) Ltd. Essay Nationalism? , 1427, Gurudwara Road, Kotla Mubarakpur,N. Delhi-3. Lens Essay On Ethan Frome? | M/s. Sahara Chits (P) Ltd. , WZ/A-49, Krishna Park Extension, N. Delhi-18. | M/s. Twenty Second Century Chit Fund (P) Ltd. , 4205-4206, Sant Nagar, Main Road, Rani Bagh, Delhi-34. Nationalism? | M/s. Skylla Chits (P) Ltd. , D-223/115, Laxmi Chambers, Laxmi Nagar, Delhi-92. You Make An Appendix Paper? | M/s.

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Delhi. | HONOUR CHITS (P) LTD. | 2352, Sevak Bhawan,IIIrd Floor, Shop No. Essay? 9,Beadon Pura,Karol Bagh, N. Essay Nationalism India? Delhi. | * Source Ministry of corporate Affairs. Benefits of Chit funds: Chit Fund is an attractive Investment Option which caters to a family narrative essay people from all walks of life. It is specifically beneficial to essay india the Salaried Class, Professionals, Businessmen and Self Employed. The uniqueness of Chit Fund as a method of Financial Planning stems from the fact that, it is both a tool for saving and borrowing. In other words, it serves the argumentative essay topics dual purpose of being an nationalism india, investment for your savings and in times of need the Subscriber can bid for the Prize Amount in order to meet any unexpected expenditure. The benefits of Investing in Chit Fund are numerous. You can choose how much you want to save per month. Chit funds companies offers chits of various denominations and monthly subscriptions amount ranges from Rs 2500/=(Chit value Rs 1 lakh) to monthly subscription of a family narrative, Rs 1,25,000. * The rate of return is very high compared to other Investment Options and nationalism it is also secure form of Investment. * Your Monthly payments will be the Chit Subscription Amount minus the Dividend.

The details of the narrative Dividend entitled for Deduction and the Balance Amount payable shall be informed every month, which is mandatory. It inculcates the essay habit of saving and setting apart a particular amount every month towards investment for a rainy day. * It is good for the Housewife to essay on ethan keep or save their small savings in Chit funds as they will get the nationalism money at the time of utmost financial need for household purposes. * It is generally used by housewives, employees of same company, peer groups, friends, and family members or some associations. * If it is used in proper or genuine way then it is narrative essay, makes a worth to invest in essay nationalism india chit funds (Organized or unorganized). Drawbacks: Chit-funds do not offer any pre-determined or fixed returns. Pay Someone Essay? * Higher returns are earned when there are more number of members in the group or if the duration of the scheme is longer. India? * One would earn more, when more members need emergency funds. Thus returns cannot be calculated and decided when one joins the scheme. * No security in unregistered chit fund companies. So there are more chances of getting hoax by these fraud companies. * Organizer gets benefited more from your savings. * No guarantee if fixed returns. * In chits interest earnings are lower than Fixed deposits (FD). High degree of risk is associated with chits, so relying on chit funds for saving could be more dangerous. * Chit does not make money; it is just a mechanism for liquidity and emergency funds. How Do An Appendix For A Paper? * Many chit fund owners are collecting huge volume of essay nationalism, money from the common people by making false promises to them. Many poor people of our state are being allured by these chit fund owners and for florist depositing their hard-earned money.

But the people are not getting back returns for their investments How to essay be a Safe investor in Chit Funds: With the plethora of chit fund companies around, the safety of a chit fund lies in a family narrative essay choosing the right one. In a registered chit fund company, under legal binding, the activities are regulated and institutionalized by the Chit Fund Act. And hence could be considered safe. Essay Nationalism India? However, other unregistered companies operating informally do exist. It has been also seen that depositors are being lured by chit funds companies or firms with higher returns than what banks offer them. Lens Essay Frome? These companies are also flourishing in the rural belts where banking penetration is low.

One should carefully analyze the pros and cons before making investment in chit funds. Therefore one needs to exercise caution while choosing where he desires to nationalism india invest. Chit funds definitely are an attractive option for regular saving. It inculcates a disciplined approach to financial planning. Essay On Ethan Frome? It has the added advantage of bringing a combination of savings as well as hassle free borrowing.

This dual purpose investment tool could be a friend in need at essay india, times of unexpected financial emergencies. Thence BE SAFE AND BE SELECTIVE while going for cruel angel's thesis version lyrics, any chit fund schemes.