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My Regrets Of Life Essays and Research Papers. times in your life but when you feel that way, there is research, nothing or no one that can make you feel better. My Home By Jose Rizal! There's only one person that can make . you feel this way and that same person is the judge to how often you feel that way too. Everyday, I get on research paper that court and I have to, I need to, try my hardest if I ever want to get to the level that I think I deserve to be at and in hr associate resume, order to dream, do this I need to push myself harder than I ever have before. Custom Written! The life of an athlete is difficult, but the life of dream research paper, a tennis.
2007 singles , 2008 singles , Clay court 1710 Words | 4 Pages. ?No Regrets By Darla LaDage — Mar 26, 2015 2:05pm Length between posts, hopefully is custom essay written, a good sign! Hopefully it means life is as . normal as it can be for an eight year old boy on chemotherapy. Carson has been going to school regularly, and aside from tumor related minor limitations, participates as much as possible in physical activities. Research Paper! He has had minor side effects from the chemo and has recently mentioned that the bottoms of english, his feet hurt. Dream! This is a common problem with a drug he was on when he. Oncology , Pain 1220 Words | 4 Pages.
? My life Part I Life Story PSY 202 Adult Developments and Life Patti . My Home Complete! Brock June 24, My Life Part II Where are you from? Shiloh Ga What was your family like? Loving Big United Caring Together What things do you remember about your childhood? Sports Church School Mom Friends What are some of your favorite memories? Playing sports Swimming Friends Summer time What did you want to become when you grew up? Role model My Life. Education , English-language films , Family 781 Words | 3 Pages. My Life Story My story is one of abuse, neglect, hurt, addiction, loss, and happiness. Paper! Many people go through . wondering why me?, instead of essay, letting go of all the bad and dream research paper, changing their lives they use it as an excuse, but that is where I am different from other people I have used all my bad experiences as learning tools, I came from nothing and became something. My name is Amanda Nicole Fomichev (Read), I was born and resume, raised in Idaho I am the oldest of 12 children.
My parents, if that is what. 2007 albums , American films , Billboard Hot 100 number-one singles 1258 Words | 3 Pages. Machiel de Groot Mrs. Dream Paper! Carne AVID 9 March 28 2013 My Mandala DRAFT 2222222 Everybody has things that are important to them and their . Sayers Essay Classical! lives. In this essay, I will be explaining what is important to me and why they are big aspects of my life .. The things that are most important in my life are as follows: Sports, Music, Family, Education, and dream research paper, most of all: my best friend.
In my Avid class, we were asked to make a “Mandala”, a circular piece of paper split into four slices with one space left in. A Wonderful Life , All You Need Is Love , English-language films 1332 Words | 3 Pages. My Life Page 1 My Life : Past Future Leah Wallin PSY 202 Mr. Wells . September 29, 2010 My Life Page 2 I. Introduction II. Hr Associate! My Life A. Childhood B. Teenager C. Adult III. Theoretical Reflection A. Paper! Urie Bornfenbrenner and Ecological Theory IV. Dorothy! Goals A. Personal B. Professional C. Academic V. Dream Research! Conclusion My Life Page 3 Our lives consist of variety of different aspects of school, whom. American films , Developmental psychology , Ecological Systems Theory 1783 Words | 6 Pages. learned to hope and paper, dream about what the future holds for us. I know I have, and all these past years all I've done is dissertation prospectus english, think about what I want to dream research, be when i . grow up, who my family is and where I will live. I've been filling my head with a fantasy of being a rich girl living in New York.
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Currently I am a student in Universiti Selangor (UNISEL) which is one of the private institutions in . Selangor.I am now in the first semester doing Foundation in Management. At this very moment, I am writing an essay about ‘ MY LIFE ’. It is an assignment for the Computer Applications subject given by by arthur miller proctor essay my lecturer, Mr. Izwan Suhadak. My life started when I was born on dream research paper 22nd October 1993 at hr associate resume, about 6pm.I was born in Subang Jaya Medical Centre. I was given a name.
High school , Hussein Onn , Primary education 1816 Words | 5 Pages. Running Head: MY LIFE 1 My Life , My Passions MY . LIFE 2 Preliminary Outline I. Research! What was your family like? a. Strict family b. Second born son c. Single parent home II. What things do you remember about your childhood? a. My Home By Jose Complete! Reading Books b. playing sports c. Family outings III. Early Academic Career amp; Military Enlistment a. High School b. Research! Early College Experience c. Army Life IV. What are your personal, professional, and academic goals? a. 2007 albums , Blood , Blood donation 1715 Words | 5 Pages. small years old, dancing around the house, watching The Power Puff Girls and wanting, ever so badly, to be a little superhero.
One day, my . mother scooped me up in her arms, breaking my concentration of crime fighting little girls, to take a trip to the pound. I was only three so as my small mind wondered, I still couldn't grasp the idea of graduate, what a pound was. Still, my loving mother would not speak a word of what the pound was. I remember toddling through the smelly place of animals big and paper, small thinking. Dog , Pound , Pound-force 1530 Words | 4 Pages. easy three credit class. Not knowing of the strong effect that it was going to have on the way that I viewed my life , and custom essay, the . people that were involved in it or, that crossed paths with me on a daily basis. My first assignment was to present one of my colleagues, now this was someone that I never met before, and dream research paper, doing something like this seemed, ridiculous to me. What was its purpose in essay written, my wanting to get a grade in this class?
It seemed almost unnecessary and as usual I was wrong. This activity. Friendship , God in dream research, Christianity , Holy Spirit 960 Words | 3 Pages. The person affects my life the most, and my home rizal, also my only idol, my goal of living is my . grandma. In the time when most Asian women did not dare to express themselves, to speak out what was on their mind, my grandmother did. Her rare personality was popular and highly respected among those who knew her. At that time women would not have good education, however everybody would turn to dream research paper, my grandmother?s wisdom to ask for help. Sayers Classical! She was smart and profound but yet vigorously caring and loving towards her family. Family , Grandma Moses , Grandparent 2116 Words | 5 Pages. Lady Antebellum, a current country music band.
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I can say that it seems like it is . harder for my mom and dissertation english, grandma. They both loved her so much and dream research paper, you can tell it broke my mom some. She was sad today while looking through my great grandma’s things but it was worth everything to see all the stuff that she owns and read more about her life . Today we received the dissertation package of my great grandma’s things and research paper, journal’s about her life basically. So as I am sitting. 2000 singles , 2007 singles , 2008 albums 2752 Words | 4 Pages.
chapter from hr associate resume, my life after the final exams i had six months free for my next session as i was about to get into . the professional part of research, my studies so i decided to the crucible essay, have the dream research paper most of resume, it before i get busy with my further studies. so then i was discussing with my dad regarding my going to England for couple of months. to have self confident and to explore the world without my family around me as then i was considering myself an adult. after all this my dad got agreed to let me go and have my time with. British Airways , England , London 1538 Words | 4 Pages. LIVE A LIFE WITH NO REGRETS According to dream research, a poem, “The greatest pain in life is not to die but to my home by jose, be ignored.” – . Research! Being ignored is english, really disappointing, it makes us feel that we don’t actually exist. But then, in research paper, every community, there are people whose worth we can’t see. However, let us just focus on the individuals whose jobs are forgotten by essay so called “normal-people” – these are people whose jobs are acknowledged by the society and dream research, are thought to be a noble one. Yes! These forgotten people may.
870 Words | 3 Pages. mToday My Life Begins Lyrics i've been working hard so long seems like pain has been my only hr associate resume friend . my fragile heart's been done so wrong i wondered if i'd ever heal again ohh just like all the dream research paper seasons never stay the same all around me i can feel a change (ohh) i will break these chains that bind me, happiness will find me leave the past behind me, today my life begins a whole new world is waiting it's mine for the taking i know i can make it, today my life begins yesterday has. 2006 albums , 2007 albums , 2008 albums 780 Words | 4 Pages. Kalisa: Hi, this is Layla. Resume! I have finished my essay about an argument and am sending it to you now. We can talk about it in class. I will would . appreciate it if you can give me some advice about how to improve it. Layla Direction: Read the dream statement and the instructions that follow it, and prospectus, then make any notes that will help you plan your response. Now is the perfect time to dream research paper, buy a house in our city.
Over the the crucible miller past five years, average home prices in our region have nearly doubled. Dream! But average. Capital accumulation , Finance , Future 870 Words | 3 Pages. Short Story Analysis: REGRET by Kate Chopin I. REGRET By Kate Chopin . II. SYNOPSIS / SUMMARY This short story is about Mamzelle Aurelle who is still single at the age of 50. She has never been married; in fact, she has never been in custom essay written, love. She is alone except for her dog named Ponto and paper, her workers who are negroes. One day, her young neighbor Odile has to my home by jose rizal, visit her sick mother, leaving. Climax , Complaint , Falling action 509 Words | 3 Pages. Ralph Waldo Emerson I. Introduction A man who has his own mind and beliefs, He has varieties of quotes.
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I was impressionable and weak. Above all else, I was confused. I did not understand myself, and I did not realize why I wasn’t happy. Everything always went wrong. I felt my life slipping away into oblivion with no palpable meaning.
My life was an resume, endless array of homework, band camp, theater, girls, and a myriad other things that were not making me happy. Chuck Palahniuk , Fight Club , Great Depression 1118 Words | 3 Pages. In my freshman year,With the dream paper admiration to diversity essay, college, I had strived for and adherence to happy home, I came to Anhui University of technology and . science. Dream! Everything was so nice and new, even though it is not as perfect as I imagine. By Jose Rizal Essay! I could still carry on paper my discipline habits cultivated in proctor, my dependent high school. I still remember day and time, in the doorway, with my case, a shy and slim boy was crowed in the welcoming bus, I was not like an Irish guy in New York actually, though I came from the.
Educational years , English-language films , High school 1184 Words | 3 Pages. Aric Trujillo The Day That Changed My Life For years in my life graduating from High School had . been a date circled in dream, my mind. For me graduating High School meant I could then do whatever I wanted to school essay, do without anyone telling me right from paper, wrong. As I got older I began to realize that everything I had thought before was now totally wrong. Dorothy Sayers Essay Classical! I realized that graduating High School meant I was going to dream research, have to dissertation, be more responsible there I ever had before. It now made me realize that I had to become. Graduation , High school , Mind 989 Words | 3 Pages. ?Name _____________________________________ Date ________________________________ Period ___ My Dream Life Essay Due Date: . Typed final drafts are due on _______________________ at the beginning of the period. Your graded final draft will be placed in paper, your portfolio.
Organization of Paper: Title: Come up with a creative title Paragraph #1: Introduction. Use one of the “hooks” from the six choices on my home rizal essay side 2. Don’t forget to let your reader know what your essay will be about (career, family. Automobile , Dream , Henry David Thoreau 647 Words | 2 Pages. not until my junior year of high school that I started really caring about my schoolwork. I was very determined to research, raise . my grade point average and start applying myself. I started out thinking that my junior year was going to be like any other year: boring classes, days that dragged on, and dull teachers. That year, however, I came to realize that without some of my teachers, I probably would not have worked as hard as I did in school. My Home Complete! When I decided to start taking an interest in my classes, I.
Education , High school , School 1409 Words | 4 Pages. My Life Teacher Whether it’s a person, song, book or whatever it might be everyone has some kind of influence in their lives. . An influence can drive someone to better themselves, or maybe send them in the wrong direction. They really determine the research way people turn out. Just like anyone else, I have had many influences in my home by jose rizal essay, my life , some good, some bad, and they all cross my mind when I have to make a big decision. Over all the ones that do come across my mind my mom impacts my decision the most.
Help , Help me , High school 1209 Words | 3 Pages. The Story of My Life Shelisha Mitchum Psy 202: Adult Development and Life Assessment Instructor Jaime Kulaga . Dream Research Paper! 4/1/2013 The Story of My Life I. Where are you from? A. Graduate School Essay! Born and raised in northeastern Ohio B. Dream Research Paper! Middle child of four siblings C. Resume! Raised in a single parent home II. What did you want to become when you grew up? A. Experienced some life changing events B. Wanted to attend Syracuse University C. Gained insight on what to do with my future III. Family , Graduation , High school 2357 Words | 6 Pages. A new phase of my life began when I was living in dream paper, Mexico, my mother and stepfather lost their jobs. . My mother became pregnant and my stepfather was in dorothy sayers essay classical, major automobile accident. Dream Paper! My family started to my home by jose rizal, go through a financial-crisis. As soon as my mother was able to work, she returned to work, however she did not earn enough to research, solve the expenses at home. By the hr associate resume time my stepfather recovered from the car accident, due to the accumulated debt, we our assets.
Continuous fights began at dream, home because of. Family , Need 1239 Words | 3 Pages. in securing my official transcripts. However, it is ultimately my responsibility to make sure that my official . transcript(s) has been requested and graduate diversity essay, received by South University within my first session of research, class. Official Transcripts for Proof of graduate school essay, Graduation: If my official transcript providing Proof of research, Graduation is not received within my first session of class, I understand that I am subject to termination of my program of school diversity, study. Research! I am aware that financial aid will not be credited to my account if I. Graduation , Penn Avenue , Phonetics 395 Words | 3 Pages. public that its Ok for men to think treating women disrespectfully is tolerable. Why?
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America's Next Top Model , MTV , Reality television 2032 Words | 5 Pages. my life in home and my life in chicago. ?Fedha abadi My life in my home and my life in dream research, Chicago. Introduction; More and . more people travel to different country for essay different reason. Traveling is something I like to do especially when that is dream paper, with people who I like them. My life in my home and my life in Chicago is very different.
Body (1) The climate Body (2) My family Body (3) Eating habit Conclusion; As you can see above, there is very different things between my life in my home city and essay, Chicago. Difference , Differences , Eating 703 Words | 3 Pages. Chablis Morant One of the most severe experiences in life is being a teenager. Your hormones run chaotically. Dream Research! There are genuine and . mediocre days. Putting yourself first and my home complete, others second is the dream research typical mentality that we, as teenagers, posses. After shortly living the high life of adolescence, I wasn't thinking about myself anymore, my attention went to my mother. John Essay! Since my mother had been diagnosed with breast cancer, I've learned the value of dream research paper, a strong support system. With this new knowledge. Breast cancer , Cancer , Family 1638 Words | 4 Pages.
Taking Charge 1 Taking Charge of my Life . Graduate Essay! During my five years of paper, service at Comet Cleaners, I experienced a lot of joy, satisfaction, highs, lows and respect for the job I did and the people I worked with and served. 2006 singles , Debut albums , Good and evil 1108 Words | 3 Pages. An Obstacle In My Life They say it’s all fun and game till someone is the crucible by arthur miller john, hurt. Well I am here to tell you that that is so true. . Even playing a recreational softball game can make you want to regret the dream research sport you love. Tearing your ACL and resume, Meniscus is no joke when it takes so much out of your life , in research paper, a short period of time, to be healed. I anticipated doctor appointments, surgery and post surgery, and the recovery time.
It makes you realize just how much you need your knee for everyday uses. Who could. Anterior cruciate ligament , Doctor , Knee 1277 Words | 3 Pages. living at a period of time in which where ever we look, people are always rushing in the hustle and written, bustle of city life to complete their daily . chores. For some it maybe getting to dream research paper, work on dissertation prospectus english time, preparing breakfast for the whole family or completing their homework.
Inspite of all this hustle, we should spend a few seconds to observe around us, we could make a difference in a person's life . Ladies and research, gentleman, observe around you, have you ever noticed the homeless children or animals around you. Acts of the Apostles , Homelessness , Housekeeping 1130 Words | 3 Pages. ?Course Code: PCR0025 Course Title: Critical Thinking Topic: Never Regret Group: PM01-05 Group Name: Huge Family List of dorothy sayers classical, group members’ Name . and ID. Lecturer’s Name: MasyitahBintiMahadi Never Regret Introduction Each and dream research, every one of us will do things in life that we will regret afterwards. There are many forms of regrets that we all will have to deal with and it is impossible for school diversity anyone to dream paper, go through life without making a wrong decision or saying something they wish they hadn‘t. As we know, there. 2005 singles , 2008 albums , 2008 singles 2747 Words | 12 Pages. strategies:Adaptability: Constant improvement advancement of existing new products to meet local needs Continue effective promotional campaigns . Maintaining standards and hr associate resume, improvement of technology to be ahead of its competitors (e.g. longer shelf life ) Continue to build good relationship with hyper market chains government connectionsEducate more customers on health-related issues and western-style productsFind socially responsible solutions for return products • 14. Thank you for your attention. Economy of Mexico , Grupo Bimbo , Marketing 1446 Words | 5 Pages.
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However, there came a time when I did make a mistake, a big mistake; even to this day, I regret not doing the one thing I had always. College , Elementary school , Flautist 1073 Words | 3 Pages. My life 1 My Life Experiences and written, Changes Cynthia Carpenter PSY 202 . Laura Prout July 2, 2012 My life 2 . Abuse , Child abuse , Family 1583 Words | 4 Pages. ? My Life So Far Andrew Smith PSY 202 Amy Yoder September 2, 2013 . My Life So Far What was your family like? Cohesive unit Prayed as a family daily/family fun night every week Close-knit Single mother household Oldest of four Who were the important people in your life ? Girlfriend Pastor What are your greatest achievements so far? Joining the Air Force Graduating high school What would make you happy in the future? Obtaining. Academic dress , Family , Father 1812 Words | 5 Pages.
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Running Head: How My Life Applies to Theories How My . Life Applies to Theories Rebecca Etheridge PSY 202 Joanneta Thomas-Chamber April 28, 2013 Outline I. Dream Paper! What was I like as a teenager? A. Hr Associate! Experiences B. Things I did II. What was my favorite singer or band? A. Country B. Rock C. Ramp;B D. Country Rap III. Dream Research! What were my educational experiences? A. Primary B. Middle C. Hr Associate! High D. College . 2006 singles , A Teenager in dream research paper, Love , Daniel Levinson 1021 Words | 4 Pages. The Turning Point of My Life I was in custom, my final year at Rodeo High School. I was only seventeen and the . pressure of knowing the outcome of post high school results would determine my whole life ahead finally got to me. I snapped out of my bewilderment one day, in the absence of my parents while they were out on vacation, I went out research with my friends, hoping to find myself spiritually and mentally. This was the turning point in my life that would ultimately lead to my destiny.
With an incomplete. General Educational Development , Graduation , High school 1318 Words | 4 Pages. My Journey through Life Nothing is more important than life , even if it contained darkness or lightness. Sayers Essay Classical! . Everyone on earth has a special life ; your life is different from others. Life has a lot of good and bad things, a lot of fun and unhappy situations we face during our lives. My mother has always told me, Life is as complicated as you make it. Paper! Many people have contributed a positive impact to hr associate, me. Dream Paper! Because of them, I have definitely become what I am today.
Four people have always significantly. Gulf War , Iran–Iraq War , Iraq 1311 Words | 4 Pages. ?THIS IS MY LIFE Carla Wright PSY 102 Adult Development Life Assessment Alison Humphreys 9/24/2013 . 1. Where are you from? Where did you grow up? Where raised you? 2. What was your family like? How many siblings do you have? Were you parents together throughout your childhood? Would you consider your family to be family oriented? 3. Written! What things do you remember about your childhood?
Being the bad one of all my siblings. Going to dream research paper, the candy store. Me and my cousins. Childhood , Doughnut , Dunkin' Donuts 1285 Words | 4 Pages. My Life I am attending this college success class due to the fact I had very poor grades in my previous . semesters. I have been attending Palo Alto College for about four years now off and on of course. After four years of college I wish my GPA was more worthy to show to others. Sayers! After the paper first semester of college I still was undecided on my major and school, what I wanted to do with my life . I took a liking for dream research the arts when I was in high school. During high school I was attending an. Academic term , Education , High school 635 Words | 3 Pages.
MY DAY I want to tell you about my daily routine. Every day I usually get up at half past 8 in the morning. I make . my bed. I just don’t like when my room is dissertation prospectus english, messy. Then do some exercises.
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A Medical Assistant Sample Resume Tips and Guidelines. Dream! Having a professional resume is critical when looking for a medical assisting job. Medical assisting is competitive, especially in areas where job openings are limited. Your resume should adequately display your education, skills and school, abilities and dream paper, help you stand out from the crowd. Let’s take a look at how to write your own professional medical assistant resume. Your resume should reflect the job you’re hoping to get and your related skills and experience.
If you are proficient in my home rizal complete essay both administrative and clinical, you can combine all your skills into one resume. Dream! Or, focus on either clinical or administrative skills if it is relevant to dissertation prospectus english the job. Dream! Below is by jose rizal a professional medical assistant resume sample that focuses on administrative and clinical: · Working knowledge of medical terminologies, with key focus on dream paper, orthopedic terminology. · Proficient in using orthopedic office equipment, including cast cutters and suture/staple removers. · Ability to multitask and manage busy patient loads. My Home By Jose Complete! · Working knowledge of wound care, including debridement, infection management and bandaging. · Ability to dream research paper proficiently manage front office responsibilities, including appointment setting, medical insurance and billing and medical records. · Ability to operate autoclaving units and perform instrument sterilization. Dissertation English! · Working knowledge of universal precautions and infection control. · Associate of Applied Science, Medical Assisting; 1996. Commonwealth College, Virginia Beach, VA. Dream Research Paper! · Emergency Medical Technician-Intermediate; 2000, WITC, Rice Lake, WI. · Medical Coding Certification, 2005, CPC-H, American Association of Professional Coders. · CPR certified, current, American Heart Association. Clinical Medical Assistant, Orthopedics. St.
Mary’s Orthopedic Center, Norfolk, VA. · Provide one-on-one assistance to orthopedic surgeon in a clinic setting. · Rooming patients, collecting vital signs and health histories. Performing preoperative health histories. · Remove staples, sutures and casts. Provide wound care as directed. · Handled narcotic pain medications, prescription refills and worked closely with pharmacy. · Performed in-house autoclaving. · Performed bedside minor surgical assisting. The Crucible By Arthur Proctor! · Handled medical insurance, appointment setting and coordinating medical records. 1. Dr. Ryan Oldstadt, M.D.
2222 MD Street. Norfolk, VA 22222. 2. Kathy Nurse, R.N. Nursing Supervisor. 1111 Nurse Street. Norfolk, VA 22222. There are many ways to create a resume. If you recently graduated from medical assisting school, you likely learned how to write a professional resume.
If you’ve been in the workplace for a while, you may be unsure how to write a resume. Either way, following simple steps can make writing your medical assisting resume easier. Your resume should contain these essential components: Include your name, address, phone number and email address. This information is dream research placed at the very top of the resume. The career objective tells a prospective employer why you are interested in the job and why you’re the best person for it. The career objective should be a personal statement about why you truly feel this job could be the best fit for you and essay, you for the job.
In the research career objective in school essay the resume sample above, you see the objective is written from a personal viewpoint. Dream Research! Be careful not to use a ‘cookie cutter’ career objective found in prospectus english many resume samples. Include a brief list of your strongest skills, in both clinical and medical assisting if appropriate. Be sure to dream paper focus on skills related specifically to dorothy essay classical the job you’re applying for. List relevant post-secondary education related to the job you are applying for. Be sure to list your medical assisting education and any related certifications. If you’ve earned a college degree in another area, which may still be beneficial to your skills, be sure to research include it. Be sure to dorothy essay classical include the name of the college you attended, the year you earned your degree and the type of degree or certificate earned. The work experience section allows you to list any relevant work experience for the job in research which you are applying.
Start with your most recent employment first. Be sure to list the name of your employer, your position and the dates in which you were employed. Resume! Don’t feel you need to list all employment; simply stick to your work history related to health and medical assisting. Research Paper! If you’re newly graduated without much work experience, consider adding your externship history here, and any medical volunteer work you performed . · Relevant certifications, experience or education. Include any additional certifications or continuing education you’ve received in this section. Certifications like CPR, pre-hospital trauma life support (PHTLS), medical records or office certifications go here. Lastly, include two or three professional references.
The cover letter accompanies your resume and acts as a brief way to introduce yourself to your prospective employer. A cover letter should be short and to-the-point; no more than one-half to dissertation english one page in length, or about dream research, 3-4 paragraphs. Your cover letter should include why you’re applying for the position and a summary of your work experience, education and skills. Let’s look at a sample cover letter: Dear (Insert the name of the person you are contacting here. If you don’t know whom to rizal essay address the cover letter to, call the dream paper company and find out. Be sure to spell the name correctly.), I am applying for the position of orthopedic office coordinator. I’m a highly motivated and reliable CMA with an excellent employment history in orthopedic medical assisting.
Most recently, I’ve served as the clinical office manager for proctor essay, a three-physician pediatric orthopedic clinic, for the past three years. Research! My responsibilities include coordinating orthopedic surgeries, providing clinical care for essay, pediatric patients and dream research, directly assisting the orthopedists with minor surgery and resume, clinical procedures. I hold several certifications, including medical coding for orthopedic practice and pediatric advanced life support. You’ll find that my qualifications and work experience make me highly qualified for your open position. I’d be glad to meet with you to further discuss the position and how I can best serve your clinic. Please find the enclosed resume and professional references for your perusal. Paper! I look forward to hearing from you. Please feel free to contact me via phone or email, at your convenience.
Ultimately, take your time when writing your medical assisting resume and resume, cover letter. Keep your resume no longer than 1-2 pages in length, and paper, be sure to by jose rizal complete paint a clear picture of your skills and research, abilities. Revise your resume and cover letter as needed to the crucible by arthur john proctor essay fit the job opportunity you are applying for, for a better chance of landing your dream job! Article Written by Elizabeth Otto. Elizabeth Otto is a freelance writer specializing in dream research medical and health articles. Otto has worked as a certified medical assistant in specialty practice since 1994 and is also a nationally registered emergency medical technician.
I#8217;m a Medical Assistant graduate but was never hired. It#8217;s been three years now and I really would like to gain employment in the field. I know I would need on-the-job training because I#8217;ve been out for so long. Could I seek some training or shadowing on my own?
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In the first download, you will find documents with all of the chapters, section titles, and section subtitles that you will need to successfully complete your plan. Our first plan contains the 8 chapters of a basic business plan including: Chapter 1: Executive Summary: The executive summary provides investors with a general layout of your company. This chapter is essentially your hook to convince potential financiers that your model is worthy of their investment. Chapter 2: Company and Financing: In this chapter, the custom essay, goal is to outline the research, legal and resume operational structure of your company, financing requirements, the dream research, history behind the company, mission statement and the management team. If you are forming a corporation, be sure to by arthur miller proctor essay, include your Articles of dream paper, Incorporation here. Chapter 3: Products and Services: This section describes what products and/or services your business will sell (now and in the future), and how you will build, assemble and deliver them. Dorothy! It also offers a comparison of your company and your direct and indirect competitors. Chapter 4: Customers and Market Analysis: The customers and market analysis page indicates your target customer segments, what needs you are filling for them , and the latest trends among these consumers in terms of dream research paper, growth and behavior. Chapter 5: Marketing and Sales: The marketing and sales chapter allows you to dissertation prospectus english, describe how you will sell your product/service.
Particularly what are your company’s strategies for positioning, pricing, promotion and distribution. Chapter 6: Strategy and paper Implementation: This chapter will give you an opportunity to set the key milestones that help establish a timeline of rizal essay, progress towards your goals. Additionally, it includes subsections like SWOT analysis, competitive edge, and strategic alliances. Chapters 7 + 8: Financial Plan, Sales Forecast, Financial Statements: In the paper, final two chapters, entrepreneurs must define and my home by jose essay calculate the financial variables that will go into research, the creation/expansion of your idea, including its expenses, your anticipated sales forecast, personnel plan, cash flow assumptions, and more. If you are purchasing an existing company, you should also include the business purchase agreement in the crucible by arthur miller essay your plan.
What’s included in dream research the template with sample text: In the second download, we give you a completed ice cream shop plan to reference. Resume! Each section gives an example of what you should write. Our guide also includes example graphs and charts, so that you are aware of the types of financial calculations, plans, and dream forecasts that a plan should offer to attract investment. For guidance on what you should include in your plan, and why, please reference our How to Write a Business Plan set of articles below. Downloading this small business plan comes at no cost, so feel free to start your download and get started. However, you should be aware that there are some pros and cons to hr associate resume, using free business templates, rather than using professional software or an experienced writer. Writing a business plan is a prerequisite to your company’s success. A solid plan is necessary to help found your company and ensure that your goals remain on track over time. Your plan can and will change as you encounter the unpredictable variables that come with starting your own company.
If you have an research existing company, crafting a solid plan is equally important if you’re hoping to attract investment and miller john proctor essay expand your company beyond the dream research paper, limits you’ve already reached. Your business strategy should account for the next 3-5 years in advance, and cover every aspect of your industry, including the critical relation between marketing and hr associate resume sales to dream research, your company’s finances. Your plan should include the following sections before you submit it to investors. Dorothy Classical! Click each accordion to read a how-to guide for each chapter: “How to Write a Business Plan” Table of Contents: How to research paper, Write the Executive Summary. The executive summary contains all of the essential information about what makes your business strong and worthy of investment . Essay Written! It covers the major highlights of the rest of paper, your plan’s chapters. The goal is to briefly tell your reader what your company will do, where you want to by jose complete essay, take it, and dream research paper why your business idea will be successful. If you are seeking financing, the executive summary is your first opportunity to my home rizal complete, grab a potential investor’s interest. The executive summary will be the first chapter of dream paper, your business plan, though it’s actually the last section that you should write . First, you’ll need to do heavy research to sayers essay, ensure that your plan is sound before you can write the executive summary. This section will be different depending on dream research if you are an established business or a new startup. A startup company’s executive summary will need to be interesting and convincing to capture the the crucible miller proctor essay, attention of investors.
Your company will lack the historical data and trends that existing companies are able to research, provide, but there are strategies to mitigate these factors. First, you’ll need to briefly explain who you are, the custom, background of your management team, and your reasoning behind starting a business in your chosen niche. Secondly, you’ll need to demonstrate that you’ve done quality research that supports how you’ve conceptualized your business. Investors know that talk is cheap – do you have the data and analysis to back up your claims? Even in a standard plan, the executive summary for an existing business has no set template, although there are several suggested guidelines that you can find around the web. We suggest the following basic template – feel free to add or subtract sections according to your own needs: Summary Management Team Products and Services Customers Marketing and Sales Financial Forecast Financing Requirements (optional) Describe the purpose of the plan (e.g.; to research paper, raise a specific amount of debt financing to expand a store location) as well an by arthur john overview of the company (name, location, company type, products sold, founder(s) and founding date). Describe the key milestones or objectives that you want to achieve with this business (these are the tangible results in which you use to prove success of the venture). This statement should be concise and to the point. Summarize the members of the management team, including highlights of their expertise and experience . Describe how each member contributes to the success of the organization.
Keep this section brief, as you will go into dream research, more detail in the Products and Services section. Products and dorothy essay Services. Describe the products and research paper services you are providing and who the competitors are within the industry . Keep this section brief, as you will go into more detail in by arthur miller john proctor the Products and Services section. Describe whom your customer groups are and whom your key customers are , as well as how you will market to them. Keep this section brief, as you will go into more detail in the Market section. Describe briefly how you will market your product or service. Summarize the major points in the Marketing and dream research Sales chapter, which may include market positioning, pricing, promotion, and distribution. Summarize the most important points from the custom, Financial Plan section here.
This should include your sales forecasts and projected expenses as well as the dream, logic behind the projections. If you are a new company, describe when you expect to turn a profit . If you are an existing company, highlight past financial performance. 7. Financing Requirements (Optional) Summarize the amount of equity and/or debt financing that you are seeking, when you need it, the graduate, use of the funds, and when you expect to reach your next milestone event and/or start paying back the loan. Keep this at an overview level , as you will go into more detail later on in other chapters. Note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the research, entire writing process first . In particular, complete the financial planning process before attacking this section. Only then will you be able to identify the resume, amount of money you will need to research, raise. With these sections fleshed out, you’ve finished your executive summary. How to Write the Company and Financing Chapter.
The company and finance section of your plan is important, because introducing the management team is critical for essay, both start-ups and established companies alike. Investors will use this information to dream paper, gauge the future likelihood of success. Company and Financing Sections. Company Overview Management Team Required Funds (optional) Exit Strategy (optional) Mission Statement (optional) Company History (optional) Location and Facilities (optional) There are many variations and hr associate approaches on how to lay out the various components of a business plan. Our approach for research paper, the company overview section is to written, provide the reader with the company’s legal information, address and a brief description of the research paper, company’s history. Since there are follow up sections in this chapter that over go the the crucible essay, company’s location and history in more detail, you will want to keep this short (2-3 sentences). A BRIEF PRIMER ON COMPANY TYPES. The optimal company type is best determined by research, a credible Attorney.
The primer below is meant only to explain the custom written, broad differences between the most common company types. A sole proprietorship, according to the IRS: “A sole proprietor is someone who owns an dream unincorporated business by him or herself.” While the most simple to set up and the most common, there is a significant drawback: you will be personally liable for any obligations. So for example, if you sell someone a cupcake and they sue you because they found a hair in it, and you lose in court, the creditors can legally go after your personal possessions – such as the roof over your head. A partnership, according to the IRS: “A partnership is the relationship existing between two or more persons who join to carry on a trade or business. By Jose Rizal Complete Essay! Each person contributes money, property, labor or skill, and expects to share in the profits and losses of the company.”
A partnership has certain advantages compared to dream, a LLC, such as not needing to file formation documents when setting up a partnership, and not needing to file dissolution documents if dissolving the hr associate resume, partnership. However, similar to sole proprietorships, partners in research paper a partnership have unlimited liability for the company’s debts and liabilities. Limited Liability Partnerships (LLPs) LLPs are different from traditional partnerships in that there are two classes of the crucible miller essay, partners: (1) General partners that have full management and control but also full personal liability and research (2) Limited partners that have no personal liability beyond their investment in the partnership interest. Limited partners are often times “silent partners” that wish to classical, invest in the venture but limit their exposure to liability. A corporation is a separate legal entity owned by shareholders. Dream Research! A corporation is essay classical, commonplace for businesses that anticipate seeking venture capital financing. The downside to research paper, a corporation is the hr associate resume, problem of “double taxation” since the corporation’s profits is taxed at the corporate level, and then any dividends distributed to shareholders are then taxed again at the personal level. You can elect a special tax status with the IRS to research, have your corporation not be taxed at the corporate level (instead, it would be taxed as a pass-through entity).
Some of the graduate school, drawbacks include not being able to have more than 100 shareholders , and not being able to have non-US citizens/residents. A popular choice among many small businesses , a LLC limits the member’s personal liability and only taxes profits at the individual level (acts as a pass-through entity). Describe the type of dream paper, company you plan to open, along with the registered name you plan to use. Explain your rationale – for example, if you are starting a company where you plan on seeking venture capital financing, then you will want to by arthur proctor essay, start a C-Corporation as majority of VCs will insist on this legal structure. If you have a home office/no dedicated business address. Include your current office setup and your future office plans once your company expands, if applicable.
For start-ups, and research paper especially those seeking financing, the the crucible john proctor essay, Management Team section is especially critical. With the lack of history, there is research, little investors can go by to gauge the future success of a venture. The question lenders and dorothy sayers essay investors will ask: Why should we trust your team with our money? You must demonstrate your team’s ability to execute on the stated goals. To accomplish this, you should highlight: Background of dream, each member of the management team (education, relevant work experience, etc.) Roles and responsibilities within the school essay, company. Tip: Don’t include details about members of the Management Team that are not relevant to dream research paper, the reader. Everything presented should reinforce why your team is the resume, right team to execute on the company’s vision. If you have an established business the information you want to research, present is the same. Keep in essay mind, however, that you also want to demonstrate that your team has the capability to manage growth of the company.
As a company grows from start-up to established business, the management team must also change. They must be able to manage employees, institute standardized systems, and ensure the business’s ability to scale operations while keeping profitability stable. If you already have a Board of dream, Directors and/or Advisory Board, list these individuals and a brief description. In a publically trading company the dissertation english, Board of Directors is elected by the shareholders and dream research is the highest authority in the management of the company. For our purposes (context of graduate, a private company that is most likely a startup or small but growing business), a Board of Directors is comprised of investor(s), founder(s), CEO and paper independent board member(s) who have substantial business and industry experience. A Board of Director’s typical responsibility is to written, set broad policies for the company, determine compensation for company management, and approve annual budgets. An advisory board is a group of business leaders that can help guide your company and provides it with assistance when needed. Choose individuals with knowledge in your industry and are willing to play a role in your company . While some advisors are compensated, it comes down to dream research, a case-by-case basis, frequently depending on how much time the member is committed to custom, your company. Tips on building your Advisory Board: Choose a well-respected and well-known individual as the first member of your Advisory Board.
This will help you to recruit other members of the Board. Dream Research Paper! Choose individuals that have strengths and relationships your business will need. As your business evolves, so will the members of your Advisory Board. Feel free to graduate school, shake up the line up over time. In this section you will tell the paper, reader how much money you need to raise, what you are going to resume, use it for, and how you got to the requested amount. Important note: This is paper, a complex question that you cannot answer until you complete your plan, so it is by arthur miller john proctor essay, highly recommended you work your way through the entire writing process and in research particular, complete the financial planning process.
Only then will you be able to identify the dorothy essay, amount of money you will need to raise. There are two primary financing options: equity and debt. The primary difference between equity and debt financing is dream, that debt financing is essentially a loan that is backed by your assets or via a personal guarantee. If your company is already in rizal existence and has trading history, then you may also secure a loan off of dream, your receivables. In contrast, equity financing is essentially you exchanging a stake in your company for a specific sum of money from an school diversity essay investor . Research! Therefore, the amount you are able to raise from investors comes down to how much they value your company. Essay Written! There are three fundamental questions every savvy investor will ask you: Cool idea, how do you make money with it?
How much money do you need, and paper why and by jose complete when? What do you think your company is worth? If you are seeking financing (regardless of its equity or debt), that most likely means that your financial model shows your company taking a loss in research paper the initial stages, followed by graduate essay, break-even and subsequent profitability. The money you are seeking to dream, raise will simply allow you to have enough cash to cover the initial period where you will be taking a loss so that you can eventually make a profit. This is a simplification; you may be raising money to further grow your company, which may already be profitable. Or you might use the financing to get your product to the next stage in its product development lifecycle (i.e.; milestone event). Hr Associate Resume! But the general concept is the same; the paper, investment you are seeking bolsters your company’s cash position , allowing it to dorothy, grow revenue and/or profitability. Cool idea, how do you make money with it? / How much money do you need, and why and when? The financial statements provide the research paper, answer to the first two questions (which is why we recommend you complete your plan first).
To answer how much money you need, analyze the sayers essay, cash flow statement to determine the cumulative cash flow. The lowest point on this curve will tell you what your maximum financing needs are , and at what point in time. What do you think your company is worth? The third question is much harder to answer, especially for dream research paper, a new company. At the the crucible miller, end of the day it really comes down to what an investor thinks your company is worth (which is more art than science).
However, there are three popular methods of valuing a company that can help you come up with a valuation to facilitate the negotiation. Cost approach (asset based approach) The cost approach seeks to determine a company’s value by dream, analyzing the market value of its assets. In other words, in this approach the company is worth the sum of all its assets if they were to be liquidated . This approach may be appropriate for some industries such as real estate where the asset value may actually be worth more than the going concern value (present value of complete, future cash flows generated by the asset). However, for many companies the paper, value of its branding and reputation, along with its ability to essay written, generate profits, will exceed the value of its assets. The market approach seeks to dream research, determine a company’s value by analyzing recent sales of similar assets, with the theory that valuations of similar companies can serve as a good proxy. This is a common approach in the real estate industry. The income approach seeks to my home by jose complete, determine a company’s value by using its expected profit over time and then placing a value on that future stream of income in today’s terms . Since there is inherent uncertainty with a future stream of income, there are numerous ways to discount that expected income to account for risk.
Now you have all the pieces to complete the equation. You have the amount of money you need by looking at dream paper, cumulative cash flow. My Home Complete Essay! You also have an idea of dream research, how much money your company will be worth. Equation to determine how much equity you should offer: Equity to offer = Company Valuation / Money needed. If raising debt, you are not exchanging equity for cash. Instead, you should focus on the loan’s interest rate and payment schedule. Make sure you will be turning a profit that is graduate school diversity, both large enough and soon enough to dream research paper, ensure there is no delinquency on servicing the loan. For equity financing, answer the following:
Investment amount needed When you need it How much time it will buy you / When you expect to turn a profit or get to essay classical, the next milestone event % of equity offered and at what company valuation (you may wish to keep exact figures vague in order to further negotiate) Exit strategy. For debt financing, answer the dream paper, following: Loan amount needed When you need it When you will be able to pay back the loan The amount and frequency of loan payments. In addition to the information above, you should also summarize how you plan to miller john proctor, use the funds. The level of detail should be at a high level ; if the investor or lender wants to see expenses in paper more detail that will be available in the Appendix within the Profit/Loss statement. Construction of new kitchen: Kitchen remodeling, March 1, 2014, $25,000 Kitchen hardware, April 1, 2014, $50,000 Total Loan Amount: $75,000. If based on dissertation your financial model you anticipate relatively small yet variable expenses month to paper, month, a line of credit may be a good choice. With a line of credit you draw upon it when you require the funds and pay interest immediately on the money as it is custom essay, borrowed. Dream Research Paper! It works very similarly to custom written, a credit card in that you typically have a pre-set limit to how much you can borrow, the major exception that since you may be able to secure the dream research paper, line of credit with assets, you may be able to get better terms. In the Quick Start Guide we briefly went over the different strategies available and how thinking about by arthur proctor, your company’s eventual exit will help shape your business model.
It’s recommended you review the Quick Start guide and practice that exercise. Depending on your company, there are various exit strategies available, including: Selling your business Passing it down through the family Taking the company public (IPO) Liquidation. If you are seeking equity financing, then your investors will pay close attention to this section. Paper! Angel investors and VCs demand a large return on their investment since they are taking a large risk by graduate school essay, investing into your company. Therefore, you need to research, include detailed information on how you intend to sell the company or take it public. Demonstrating a large market opportunity. If investors are going to take a big risk, they demand a big return. My Home By Jose! You need to dream research paper, demonstrate your business has the potential to either take substantial market share from an incumbent competitor, or create a new market. Investors like to be in hot, growing industries such as biotechnology, mobile e-commerce and healthcare.
These are all industries that have huge upside growth potential and ones that investors are more inclined to custom, invest in. Solving a larger company’s problem. If your exit strategy is to sell your company to a larger company, then identify how your company’s product solves that larger company’s stated problems and/or goals. For example, Apple’s mapping software is playing catch-up to Google Maps. If your company can help Apple improve its software, your company would become an dream research paper attractive acquisition target. The mission statement reflects the core purpose and vision of the company. It’s a statement your employees and customers can get behind. Some tips on writing a well-crafted mission statement: Keep it short. 1-2 sentences max. Don’t use “fluff” words.
Make the statement mean something. A mission statement, if done well, should encapsulate both what the company does (what it sells) as well as the culture/vision/purpose. Examples of Fortune 500 firms that really get it right: A. BRISTOL-MYERS SQUIBB COMPANY (PHARMACEUTICALS) Mission Statement: “To discover, develop and deliver innovative medicines that help patients prevail over serious diseases.” Why it’s great: The keywords “discover, develop and deliver” demonstrate the the crucible john proctor, company’s capability to in delivering an end-to-end solution. By using the words “innovate” and “prevail over serious diseases” it serves as a rallying call for dream, their thousands of employees that what they are doing is custom essay written, (1) cutting edge and (2) has a higher purpose then themselves. Mission statement: “ We will be the easiest pharmacy retailer for customers to use.” Why it’s great: In one short sentence, the company has managed to (1) describe what it sells (2) how it will win in the marketplace.
It is a pharmacy retailer and research paper it will solely focus on hr associate resume making itself easier for dream paper, the customer to use (that could mean so many things, such as innovating online to fulfill prescriptions to improved customer service within their stores). Example of poorly written mission statements. A. Hr Associate! FORTUNE 500 FOOD AND BEVERAGE COMPANY. Mission statement: “ The Company’s primary objective is to maximize long-term stockholder value, while adhering to the laws of the jurisdictions in dream paper which it operates and at all times observing the highest ethical standards.” Why it’s horrible: It does not serve as a rallying call for employees, suppliers, or partners. Its objectives are obvious (what company does not want to maximize value) and borderline absurd (are there companies that do not want to adhere to local and federal laws)?
Lastly, it does not mention what the company actually does. B. FORTUNE 500 VEHICLE PARTS SUPPLIER. Mission Statement: “ We are committed to attracting, developing, and keeping a diverse work force that reflects the nature of our global business.” Why its horrible: While a diverse workforce is certainly not a bad thing, only stating that as the company’s mission statement is by arthur miller essay, ineffective, lacks direction or focus, and completely misses the point of paper, having a mission statement. This is predominately for businesses that have previous trading history, but can also be used by new companies that want to highlight relevant history on how the company came to existence, work completed to date, milestones achieved, etc. Some information you may want to include: Start date First location First product/service Significant milestones/events. Reminder: keep in mind that there is no set rule as to the level of graduate, detail you want to include. This is dictated by the relevancy of the information to the reader and dream research how this information helps strengthen your plan’s ability to build credibility for your company.
Every company is school, made of milestones. Milestones for a business are achievements that demonstrate the business is on dream research paper the right track. They are best when quantifiable and measureable. For example, achieving a working prototype of your product, or getting to hr associate resume, break-even, are both huge milestones that showcase your ability to execute and reduces subsequent risk of dream, your company. Key concept: The more uncertainty that you can take off from the dissertation prospectus, table, the better valuation you can get for research paper, your business. For businesses that have a retail or manufacturing component, this is an important section of school diversity essay, your plan. Information you may want to include: Size (e.g.; in sq. ft.) Location/Address Other notable facts, such as equipment at research, the facility.
Location is important for a large number of retail businesses, whether you are a restaurant or purveyor of consumer products. If possible, provide statistics about the written, retail location you have chosen or are planning to choose. Describe the lease terms you are able to secure, and if there are any laws that protect the lessee from unreasonable price increases. Dream Research Paper! You can read a detailed article about what to look for in a lease agreement here. Provide detailed information on the manufacturing facilities. For example, your operation may require a reliable source of electricity and water. Describe how the graduate school diversity, facility provides the business with these resources.
If the research, facility is dissertation prospectus, pre-existing equipment or structures that can be leveraged, make mention of that. Location can be an important aspect of your business even if you are not in retail or manufacturing. For example, you might want to open your software company in Silicon Valley as that provides a competitive advantage from an employee recruitment and fundraising perspective. If you operate out of a home office. Describe your future expansion plans, including expected date of expansion. Upon completing these sections, you will then be finished with the research, company and financing section of your business plan. Writing the custom, Products and Services Chapter. The products and services chapter of research, your business plan should be written clearly and descriptively, to help give investors a comprehensive understanding of the bread and butter of your business. Your products and services section should include the following sections. Products and by arthur miller Services Chapter Sections. Products and Services Competitors Sourcing and dream paper Fulfillment (optional) Technology (optional) Intellectual Property (optional) Future Products and Services (optional)
Your products and services are the school diversity, lifeblood of your business – it’s what your customers need, and if you get this right, everything else will follow . Commonly referred to as “product lift”, which essentially means getting the secret sauce working. It means that customers want to buy your product/service, and you are filling a need that was previously not satisfied. Thinking in terms of benefits vs. features. What is the consumer really buying? For example, a person buying a Rolex watch is not only buying a device to tell time, but the prestige and status that comes with a luxury product.
Think about research paper, what end benefit your product/service delivers. Of course, the functional aspects of your product/service are also important. Depending on what you are going to sell, think through the hr associate resume, features it will provide, packaging, design, branding, quality, and other aspects that help position and/or differentiate it from competing products/services. You may have heard the dream, business adage that acquiring a new customer is indefinitely more expensive then keeping an existing customer. One of the reasons this is true is the potential to hr associate, sell additional add-ons, upgrades and substitute products/services to existing customers . Paper! Think about how you can drive incremental revenue. Whether it’s via subscriptions, repeat business, or annual contracts, you may be providing products/services that generate a recurring revenue stream. This is a good thing, because (1) your revenue can be more predictable and stable (2) you are maximizing earning potential . Graduate Diversity Essay! Think how you can generate recurring revenue, which is expressed with a metric called Lifetime Value per dream research paper, customer. You will complete the price you want to set your products/services in the Financial Plan chapter, and we also have a section for you to describe your pricing strategy; however it is advisable to start thinking about how you want to price your products/services. Competitive analysis is an extremely useful tool and one that should be revisited often as the competitive landscape changes over time. It starts with competitive analysis. Background (location, history, ownership) Financials (revenue, profitability) Products (product line, services, patents, licenses) Marketing (channels used and budget, pricing, alliances/affiliates) Personnel (headcount, notable executives, compensation, job openings) Market share Strengths, Weaknesses.
Tips on how to perform competitive analysis. The Internet makes this much easier then in days past. Some ideas: Google search using keywords that your customers would use to dorothy sayers essay, find you Look up industry association websites Look up directories such as Yahoo or Crunchbase Use Indeed.com to find your competitor’s job openings Competitor’s websites Find your competitor’s management team members on LinkedIn. Not only do you have to worry about current competitors you can see, but you have to be vigilant and be on the lookout for new entrants.
For example, a company that already sells to your customer base may see your industry as a logical next step. You should consider the likelihood of dream paper, new entrants high if: The industry sees high margins (its super profitable) There is unmet demand (more customers then suppliers) There are no major barriers to entry (does not take much to start competing) There is future growth potential (such as mobile apps) Much of this is dorothy essay, common sense – if you see a market opportunity that no one is dream paper, competing in sayers classical yet, don’t expect that you will be alone for long. Sourcing is simply the process of procuring goods and services from suppliers that are required for dream, your company to make its products or deliver its service. Some things to by jose rizal essay, consider when choosing and managing your suppliers: Cost: This is an obvious one – the lower the paper, price, the higher your profit margins will be. Payment terms: The longer you have to pay your suppliers, the more working capital you have on hand.
Reliability: You must consider how reliable your suppliers are and what would happen to your ability to operate if they cannot deliver. Scalability: As your business expands, will your suppliers be able to meet your needs? Fulfillment is dissertation english, simply the process of how your company delivers its products/services, from paper, point of essay, sale to delivery. There are several popular fulfillment options: Engineer to paper, order: the product is designed and built to customer specifications (e.g.; large construction projects) Build to rizal complete, order: the product’s design is standardized but manufacture of final product is based off of customer specifications (e.g.; aircraft and yachts) Assemble to order: the product is assembled to the customer’s specifications using pre-fabricated components (e.g.; Chipotles burritos, Dell computers) Make to stock: the product is dream paper, manufactured in quantity based on expected sales of the product (e.g.; retailers) If you are going to be selling physical products and expect to hold inventory, then you should pay very close attention to how you forecast the amount of inventory you need to meet your projected sales. Too little inventory and miller john you may not be able to meet demand. Too much inventory and you tie up all of your cash on excess inventory. Some key points:
Have accurate sales forecasts. Use historical sales data if you have it, and make sure you account for seasonality. Have accurate inventory tracking. Use bar code scanning or equivalent to ensure there are no data entry errors. Utilize inventory management software. QuickBooks, Sage, and a plethora of dream, other vendors provide a cloud-based solution for the crucible by arthur essay, you to manage and maximize your inventory levels. Technology in dream research paper today’s business environment is becoming more and more important and serves as a source of competitive advantage. Take Wal-Mart or FedEx as two examples of companies that provide services (low-cost products and shipping), but utilize technology as a critical means of delivering those services.
Wal-Mart uses a sophisticated supply chain management IT system to ensure its low prices. Complete! FedEx uses technology to dream paper, optimize delivery routes and times, which enables it to ship to practically every corner of the essay classical, globe, seamlessly and with very low error rates. Think about how technology plays a part in your business and dream if it is by jose essay, critical to your business operations. If technology is critical to your business operations, then you must think about your disaster preparedness and contingency planning . Depending on paper your business, you may want to create back-up copies of data and software, routine security checks, and graduate diversity securing physical assets. What would happen if you lost access to the technology? Think about dream research paper, alternatives that you could utilize. For example, if you license a piece of software and later down the road decide that the dissertation prospectus english, cost is too high, is there a competitor who can license you an dream research paper alternative? If you have exclusive rights to a technology, either through a patent or through an exclusive license agreement, this is a great competitive advantage and dissertation prospectus one that you will want to describe in detail. There are two types of research paper, intellectual property that may be applicable to a business: industrial property (such as patents and trademarks), and copyright (such as novels and movies).
If you have intellectual property that you want to protect, it is advisable that you seek the resume, professional advice of a good Patent/IP Attorney , since this is a great way to provide a barrier to entry for research, your business. Intellectual property type 1: Industry property. These include inventions (patents), trademarks and industrial designs (trade secrets, trade dress). If you have any proprietary process or technology then it is recommended that you apply for rizal, a patent to protect your invention. You should apply for a trademark for your company name and logo as well. Intellectual property type 2: copyright. These include literary and artistic works such as novels, poems and plays, films, musical works, artistic works such as drawings, paintings, photographs and sculptures, and architectural designs. In 2011, counterfeit copyrighted and trademarked goods were a $600 billion dollar industry worldwide. Enforcing your intellectual property may be feasible from a legal point of view, but many times is not practical in practice.
For example, Microsoft cannot possibly prosecute every single instance where its popular operating systems are copied and downloaded. IP and your employees and contractors. It is just as important to secure your intellectual property in relation to your employees and contractors. Everyone should be required to dream, sign an invention assignment agreement, which basically states that the company owns all works produced while contracted by the company. In addition, you may consider handing out serialized notebooks for employees to use , so that if there is ever a conflict as to whom owns a piece of intellectual property, there is a physical record. If you have future products and services planned, it is a good idea to describe the product roadmap and strategy behind it . A key concept is that of product lifecycle, which describes the prospectus english, stages of the life of research paper, a product.
During this phase, your product will incur heavy promotional costs as you get the word out. Graduate Diversity! You may discount the price of the dream, product to encourage new customers. During this phase, you may focus on the crucible by arthur miller expanding your product to new segments in the marketplace, and expand the product line (for example, with new colors or other variations). During this phase, you are enjoying the dream research paper, fruits of your labor. You may add new features to essay written, your product to stay competitive and to further differentiate your product from competitors. Marketing spend for your product starts to dissipate as sales of research paper, your product are in steady decline. After including all of english, this information, you’ll have completed the products and services chapter. Writing the Customers and Market Analysis Chapter. The customers and market analysis chapter will give you an opportunity to describe what your customer segments are, what needs you are filling for them, and how these groups of dream research, customers are trending in terms of growth and behavior.
This chapter also includes any regulatory restrictions specific to your industry. Customers and Market Analysis Sections. Market Overview Market Needs Market Trends (optional) Market Growth (optional) Industry Analysis (optional) Key Customers (optional) In the market overview section you are going to calculate the total market (referred to as Total Addressable Market) for prospectus, your products, and then the segment of that market your business can capture. Total addressable market can be thought of in several distinct levels.
At the highest level is an estimate of the total market given 100% saturation. Research! Another way of looking at this is by jose rizal complete, what would be the total market if one company had 100% market share. Once you have the dream paper, total addressable market, then you can estimate what percentage of this you can realistically capture. This, of custom essay, course, is much harder to predict with accuracy. So the important thing to dream paper, remember is to utilize strong sources for your assumptions. For example, lets say you plan to open a high-end steakhouse in downtown Miami. To calculate your total addressable market, you might count how many high-end restaurants are in school diversity essay the downtown area and research the average annual sales for paper, each restaurant. Then multiply the two to get the total sales for all high-end restaurants. This would be your total addressable market.
Using the example above, we can then drill down to the next level and determine what percentage of the market you can realistically capture. You might assume that you will take an equal share of the market, thereby decreasing all other competitor’s shares in the market. Or you might offer cheaper prices, which you assume would take a larger percent of the hr associate resume, market. Whatever your assumption, make sure it is well documented and logical. To obtain jaw-dropping product-lift you must solve a difficult and painful problem for the customer. And if there are competitors, you must solve the problem better than them, and enough so that customers are willing to switch to your company. Describe what problem your product is solving. If you are targeting multiple customer segments, make sure you go into detail on dream how your product serves each customer segment. Diversity! Describe how your solution better solves customer’s pain points then your competitors. We as consumers are inherently lazy. We do not want to dream research, go through the time and cost of switching from one company’s product/services unless it is compelling enough, which is dependent on the switching cost.
For example, there is virtually no cost to switch from Coke to Pepsi. On the graduate school, other hand, there is high switching cost associated with migrating from a Mac to a PC. To overcome this problem, describe how your product either is able to overcome customer’s inherent adversity towards switching products, or if your product is able to reach new customers and bypass switching costs altogether (in other words, instead of taking customers away from your competitors, you are creating a new market for your products). Understanding market trends at the macro level is critical for various aspects of your business. Dream Research! A growing or shrinking market is essay, described in dream more detail in the market growth section. Below are some of the sayers essay classical, other factors that will affect market trends: The overall economy has a disproportionate effect on some businesses.
For example, dog-walking services usually see a decline in dream research paper sales as households reduce spending on graduate school diversity essay non-essential purchases. Government regulations and dream research paper policies can completely alter an industry, so it is imperative that you are up to date on upcoming changes. The Crucible By Arthur Miller John Proctor Essay! For example, the Jobs Act of dream paper, 2012 allowed for the first time non-accredited investors to participate in private placement of securities. This in resume turn has created a new market for crowd-funding websites to emerge to connect startups with all types of investors. You may be in an industry where political conditions have an impact on the bottom line.
For example, if you count the Dept. of dream research paper, Defense as one of prospectus english, your clients, then the across-the-board budget cuts (i.e.; Sequestration in the Budget Control Act of 2011) would surely have a negative effect on research paper your business. If you build your business on top of a technology platform that will soon be replaced with a more cost affordable, powerful, and easier to use technology, then that will surely put you in a less advantageous position. Knowing technology trends is valuable in ensuring you are gaining a competitive advantage through the use of technology. Your customers may change their sensitivity to price depending on a variety of factors, including competition, macroeconomic conditions, and changing consumer tastes. By Arthur Essay! Keeping an eye on this trend will ensure you optimize your pricing strategy. Market growth, mathematically, is simply measuring the change in market size from one time period to dream research, the next (usually in years). So if the market in the first year was $100 million and essay $150 million the second year, then the market can be said to have grown by 50%. You will find that measuring market growth using historical market size data is much easier then forecasting market growth. Utilize publically available data sources, trade publications, market research firms, and government agencies to find much of this research. Being able to demonstrate a market is growing is obviously important – for example, the market for Blackberry accessories is clearly a declining market.
Most investors and lenders will not want to see a new business chase after dwindling customers. On the other hand, the market for Apple and Samsung phone accessories have seen great growth and will continue to grow as those companies continue to add new customers. Your industry is defined as the group of companies that are related to you in dream research terms of my home by jose, what you sell/how you derive your revenue. Dream Paper! For example, Ford and Nissan are both in miller john proctor the automotive industry. Ford and Nissan’s market (i.e.; customers) would be the end consumers who buy their cars. You will want to describe your industry name/classification (SIC/NAICS Code), which can be found on the Dept. of Labor website. Understanding your industry’s dynamics is research, imperative to by arthur miller john proctor, knowing it’s profit potential and attractiveness.
A popular framework for conducting industry analysis is Porter’s five forces analysis, which analyzes an industry’s competitiveness (and therefore attractiveness). By performing this analysis you will have a clear picture of your competitors and how your company fits within the competitive landscape. If your industry has low barriers to entry and low switching costs, then expect increased competition, as there is little standing in the way for new entrants to dream, enter the market and compete. If your industry is supplied by very few suppliers with little alternative but to source from those suppliers, then expect downward pressure on your margins. If your industry only has a small number of prospectus english, buyers, or there are many alternative products to choose from, then expect downward pressure on your margins. If there are many substitute products in dream research paper your industry and the switching costs between them are low, then expect substantial competition. An industry is dissertation, very competitive if there are many competitors about the same size, there is little differentiation between competitor’s products, and it is mature with little growth (so the only way to grow is to dream research paper, take a competitor’s market share). Although your product may cater to many different sets of customers, you want to focus on a select group that will be the most likely to purchase your product/service and account for the lion’s share of your company’s revenue. For many businesses, you will soon realize that a large portion of your revenue comes from sayers, a small percentage of your customers.
For example, Starbucks may realize their key customers are white-collar business types that purchase a cup of coffee every day, versus the paper, student type that comes in hr associate resume once a month. When you can name your key customers. If you are in a business where volumes are low and prices are high, then you should be able to name your key customers individually. In this case, you should describe in detail your relationship with each of them separately. If you’ve filled out this chapter, congratulations. Doing market research and dream paper customer analysis is a complicated and essay written time consuming task. Time to move on to the dream research, next chapter! Writing the Marketing and prospectus english Sales Chapter. The marketing and sales chapter gives you an opportunity to describe how you will manage your sales force and what sales activities they will conduct in dream research order to close sales. Overview Positioning Pricing Promotion Distribution. In this section, summarize your marketing plan, being sure to include:
Positioning: Are you going to be the lowest cost provider or provide a differentiated product? Pricing: How will you price your products/services? Promotion: How will your market your products/services? Distribution: Where will your product/services be available? Tip: It will be easier to write this section after you complete the subsequent sections as the custom, overview section summarizes key findings from the other section. Keep this section at the summary-level, as you will go into dream research, further detail in sayers essay classical the subsequent sections. Describe how you position your company within the competitive landscape. Will you compete on price, or will you differentiate your offering and research stand out from your peers? For example, Wal-Mart positions itself as the low-cost provider in an industry, while Apple designs premium products to reach the the crucible by arthur john proctor essay, luxury end of the market.
Provide your product/service at the cheapest price point in the marketplace. There are three primary ways to achieve this: Economies of dream paper, Scale: For example, being able to turn more tables in a restaurant or produce more widgets in a factory. The more you are able to custom essay written, produce from paper, your asset, the cheaper it becomes. The Crucible Miller Proctor Essay! It will also be harder for dream paper, your competitors to enter the rizal complete essay, market since you have fixed assets and experience that requires a large investment. Low operating costs: Keeping costs down across all aspects of the dream research, business, including: Standardization: Limited customization Outsourcing: Outsourcing labor to low cost production centers Thrift: Limiting advertising and RD spend Optimized supply-chain: By lowering inventory and negotiating with suppliers, companies can substantially improve their profitability and cash flow. Making your product/service unique by graduate school essay, targeting a specific segment of the market is a compelling strategy, especially if: Your customers are not price sensitive The market is competitive Your are targeting a specific niche You can provide a product/service that is not easily copied. You can also achieve differentiation through branding and paper marketing – for example, Starbucks sells premium coffee at a premium price point, primarily through the strength of their branding and not through the taste of their coffee. Determining the optimal price for by arthur miller john proctor essay, your products/services will require you to think through several factors:
If you are going shooting for paper, the low cost provider strategy, then you will want to price yourself accordingly. Likewise, if you are going for the luxury end of the market, then a higher price is often times a proxy for quality. How price sensitive are your customers? If your customers are making their purchase decision primarily based on price, then you will want to be sensitive to dorothy sayers classical, this. The price you set must be high enough to over your costs so you can turn a profit.
There are, of course, exceptions. For example, you might want to achieve economies of scale by dream research, maximizing units sold, or you might be maximizing revenue to essay, achieve dominant market share. There may be regulatory/legal constraints on how much you can charge. For example, payday loan vendors are restricted in how much they can charge their customers. Looking at what your competitors charge can give you a understanding of dream research paper, what current customers are accustomed to by arthur miller john proctor essay, paying and will likely be willing to pay for your products/services. There are price points that consumers are psychologically more accustomed to, such as amounts ending in research paper .99 or .95.
In this section, you move from describing your marketing plan onto how you will convey your marketing message to your intended audience. What marketing channels will you utilize to reach your target customers? Depending on your business, traditional media may be an dorothy sayers classical important component of your complete marketing toolbox. These would include television, radio, billboards, flyers, etc. In today’s environment few companies can afford not to have a strong online presence. Research! There are a myriad of options available. Each marketing channel must be carefully measured for effectiveness, as online marketing can quickly add up and consume a small business’s entire marketing budget. A website is a key component of your digital marketing efforts as it will be the destination in which your online leads will first visit. Some online marketing options include: Search engines (i.e.; Google, Bing) Directories (Yelp, Angies List) Daily deals (Groupon) Email marketing Social media (Facebook, Twitter) Word of mouth marketing is by far the most profitable and powerful marketing channel available to any business.
New customers that are referred to your business are more likely to purchase and more likely to continue referring your company. There are ways to boost word of mouth marketing, especially with the advent of social media. For example, asking a satisfied customer to like your business on Yelp and Facebook will potentially reach hundreds of their contacts, all with one click. Integrating social media into your word of mouth marketing strategy is invaluable for every business. Blogging/Becoming a subject matter expert. Having a leading voice in your industry will help your business gain credibility from customers, suppliers, partners and competitors. You can start by participating on public forums and blogs related to diversity essay, your business and adapting the adage “give more to paper, get more”. How will your products be available? On one end of the custom written, spectrum is direct marketing, whereby you sell directly to dream paper, your customers.
Or if you manufacture your products, you might sell through distributors, who in turn sell to retailers, who in turn sell to consumers. Three common models: Product is stocked in the crucible by arthur proctor essay mass-market distribution channels. Examples include soft drinks, magazines, etc. Product is specialized and sold through specialized channels. Examples include nautical computers and tooling/machinery. Product is only sold through an exclusive channel. Dream Paper! Examples include luxury products such as high-end motorcycles or designer handbags. The Internet presents an by jose rizal unparalleled opportunity to reach customers directly, as well as working with online channel partners to reach and sell to customers. Writing the Strategy and research Implementation Chapter. The strategy and implementation chapter will give you an the crucible miller essay opportunity to define the key milestones that mark meaningful progress towards your goals.
It also includes sections that further elaborate on your competitors. Strategy and Implementation Sections. Milestones SWOT Analysis (optional) Competitive Edge (optional) Strategic Alliances (optional) Milestones are the key events that demonstrate progress is being made , such as completing the company’s first prototype or breaking even. These provide a tangible way to dream, measure the success of the business venture.
Milestones are so incredibly important to a business yet are one of those things that can be easily overlooked. Dissertation Prospectus! Why are milestones so important? Because they are a way to measure meaningful progress of a company that in effect, makes that company less risky (and therefore more valuable). A new company has an extremely high-risk profile – but as it meets tangible milestones, such as completing a prototype or breaking even, the company’s risk decreases. Dream Paper! It becomes more apparent that the venture will succeed.
Investors and school diversity lenders will be looking at what milestones your company has reached in dream order to create a fair valuation. Milestones might include: Assembling company team First working prototype Filing/receiving patent or other IP Securing physical location for store First paying customer Breaking even Turning a profit* *If you can demonstrate not only turning a profit, but also sustaining that profit, then that is a huge milestone. SWOT Analysis is a useful technique for classical, understanding your company’s strengths and weaknesses , while identifying both the dream research paper, opportunities open to your business and the threats it faces. Strengths and prospectus english Weaknesses refer to internal factors in your company, such as: Employees and staff Physical assets such as equipment and paper facilities Financial assets. Opportunities and Threats refer to external factors facing your company, such as: Market trends Regulatory and legal Macroeconomic conditions Competitors. Competitive edge can be bucketed into four primary areas: cost, differentiation, innovation and operational effectiveness. Are you providing a product/service at a lower cost then your competitors?
This is a straightforward competitive edge that is very difficult to deliver. Providing the lowest cost may require operating on dorothy essay razor thin profit margins or heavy investment in dream fixed costs in order to achieve economies of scale. Are you providing a product/service that your competitors are not offering or cannot offer? This is a common strategy whereby you provide differentiated value in order to better serve customers and/or reach a portion of the market that may be under-served. Are you leapfrogging your competition and providing a notably superior or new product/service?
Popularized by essay, the book “Blue Ocean Strategy”, creating new demand in research paper an uncontested market space is a powerful business strategy. Do you provide superior time to market or customer service? For example, your customers may be willing to pay a higher price for better customer service . Nordstrom’s is an example of a company that uses superior customer service as a competitive advantage. Forging strategic alliances is a commonplace occurrence in business. There are a wide variety of alliances you might encounter, with various parties in which you do business.
Even if you do not have any alliances, there may be an resume opportunity for a partnership in the future and that should be included in this section. You might have a supplier who has a disproportionate amount of influence and dream power of your business. Striking a partnership in this case may decrease those risk factors and the crucible by arthur miller john proctor provide a competitive advantage over your competitors. You might have a large portion of dream, your revenue coming from several key customers. Inking an exclusive agreement to lock in revenue would, for instance, give you predictable cash flow. It is not uncommon to partner with competitors under certain circumstances – for example, to set standards for the industry or to my home by jose complete, help further adoption of a technology. For example, Sony and Panasonic partnered together to increase the adoption of Blu-ray DVDs. Aligning your brand with another company is research paper, frequently used, especially if both brands are targeting the same demographic. For example, Samsung is the custom, official sponsor of the Olympic games and dream will provide free mobile phones to all Olympic athletes. Upon completing these sections, your strategy and implementation chapter will be finished. Writing the Financial Plan, Statements, and my home Sales Forecast Chapters.
Writing the financial plan, financial statements, and sales forecast will be the most difficult part of research, your entire plan. It requires making a large number of intelligent assumptions about the size of the market you can realistically target, and the costs associated with making your product or rendering your services. These sections are the red meat of your plan — these are the chapters that any seasoned angel investor or venture capitalist will dig into to written, make sure they know they’re making a solid financial investment. Chapter 7: Financial Plan and Sales Forecast Sections. Sales Forecast Personnel Plan Budget Cash Flow Assumptions Loans and dream Investments Starting Balances Historical Financials Key Metrics for Success. Define the price in which you will sell your products and services, the cost it will take to produce or sell the product/service, and the number of units you will sell. Be conservative when making your estimates on the number of hr associate resume, units you will sell, ensuring you have a reasonable methodology when making your forecast. It is highly recommended that you first complete the dream research, following sections as they lay the foundation for defining the sales forecast.
Products/Services section: Defines what you will sell and at what price point; also seeks to define the dissertation, production cost Target Market section: Defines the size of dream, your target market and what quantities you can sell. Tip: Your sales forecast should sync with your Sales and Marketing plan. Custom Essay Written! For example, if you plan on hiring several sales people nine months from the start of your business, you should forecast an increase in sales thereafter. This is the dream research paper, price you will sell your products/services. Fixed price: Suitable for most sales forecast modeling Price changes over time: The price of your product/service may increase/decrease in price over time for several reasons: Keep up with inflation Keep up with increased cost of raw materials or components Seasonal product – discount to offload excess inventory Promote new product – discount upfront to encourage sales, then increase later. This is the direct cost of producing your product/service (at the unit level). Dissertation English! Otherwise known as cost of dream paper, goods sold (COGS). Fixed costs: Suitable for most sales forecast modeling % of sales: A good way to forecast costs; as sales increase you can set the cost as a % of sales on a sliding scale. Miller John! Costs vary each month: The cost of your product/service may increase/decrease in price over research paper time for several reasons: Economy of by arthur miller john, scale: the more units you produce, the cheaper it becomes to produce them Bargaining power: the dream paper, more units you buy from your supplies, the cheaper they become Seasonality: cost of raw materials may fluctuate based on time of year. This is the expected number of essay, units you will sell.
My units are constant: Not particularly suitable as most businesses will expect to have some growth over time. Paper! Units sold changes over time: The quantity sold of your product/service may increase over hr associate time for several reasons: Growing market share Finding new markets. Sales tax requirements vary by country and by products/services sold. In the United States, there is no sales tax at the federal level; however, many states levy selective sales tax on particular goods or services. Check with your state department of taxation if you are required to research paper, collect sales tax. If yes, you collect the sales tax from your customers and then remit the hr associate, tax to the state each year.
If the individual assumptions used for paper, each component of the hr associate, sales forecast is dream paper, accurate, so will the sayers, overall sales forecast. You should be able to explain where each number comes from, citing studies/research that validates your assumptions. The costs of research paper, hiring personnel are often the largest expense of any business. In this section, you will enter forecasted employees and contractors you plan to hire. The number of personnel you plan to sayers essay, hire and at what time is more of an art then a science. Too much staff too soon and you’ll burn through your working capital. Too few staff and research you’ll run the risk of alienating your customers and partners when you can’t deliver. A good way to think about school essay, your personnel plan is to think about the milestones you want your business to accomplish and paper what personnel are required to get your business there. You can always revise your estimates, so start off with your best estimate and come back to this section later. Tweak as needed so that your business model demonstrates profitability within your target time frame. The type of company you are building and the financing required also makes a big difference in your staffing plan.
For example, if you are seeking venture capital that mean you are going to dissertation prospectus, want to research, hire and scale quickly in dissertation prospectus order to dream research paper, generate large revenues. Graduate School! Conversely, if you are seeking debt financing, you want to operate as lean as possible and maximize profitability so you can service your loans. Fixed amount: Suitable for most situations. Changes over time: You might want to define a compensation plan for dream paper, sales personnel that have an the crucible by arthur proctor essay annual bonus component, for example. Employee: If choosing employee you will have to paper, consider certain employee taxes and other considerations. Contractor: If selecting contractor, ensure that you are classifying said contractor correctly. In the United States, for example, you are legally required to provide employee-type benefits in certain situations even if you classify the personnel as a contractor. If hiring employees, you will be responsible for additional costs such as (but not limited to) payroll taxes, worker’s compensation and essay classical health insurance, paid time off, training and travel expenses, vacation and sick leave, pension contributions and other benefits. This is dream paper, referred to the burden rate, which provides a truer picture of total labor costs than payroll costs alone. Burden rate only my home by jose rizal affects employees and not contractors. If unsure what to enter, 15% is a fair estimate.
Explain the paper, assumptions and methodology used to the crucible by arthur miller john proctor, define the personnel your business plans to dream research paper, retain, including how you came up with your compensation figures and burden rate. For example, you might explain that as you plan to written, hire several sales people to coincide with the release of dream paper, a new product. Enter expenses you plan on incurring for the crucible miller proctor, your business. A good way to make sure you capture majority of your business’s expenses is to think through costs associated with each functional area of your business, such as product development, marketing and operations. Dream! Categorize expense into by jose rizal complete, groups, such legal and administrative, rent and leases, and telecommunications. Do not include fixed asset expenses (assets whereby you derive value from for more than 12 months) such as a company van or computers. You will enter these in research the next step. Advertising Expense Amortization Expense Auto Expense Bad Debt Expense Bank Charges Cash Over and dorothy essay Short Commission Expense Depreciation Expense Employee Benefit Program Freight Expense Gifts Expense Insurance – General Interest Expense Professional Fees License Expense Maintenance Expense Meals and Entertainment Office Expense Payroll Taxes Printing Postage Rent Repairs Expense Salaries Expense Supplies Expense Taxes – FIT Expense Utilities Expense Gain/Loss on Sale of Assets. Enter long-term asset expenses here. Long-term assets are comprised of two types: tangible and intangible assets. Fixed assets are tangible assets that provide value for more than 12 months, such as a company van or computers.
Fixed assets are depreciated over its useful lifetime. This is an accounting method that allows the business to allocate the costs of the paper, asset over essay written its life by gradually reducing its value. Common fixed assets: Land and Buildings Motor vehicles Furniture Office equipment Fixtures and fittings Plant and machinery. Intangible assets are long-term assets that are not physical in research paper nature. Dissertation! Intangible assets are amortized over its useful life. These might include: Intellectual property (items such as patents, trademarks, copyrights, business methodologies) Goodwill Brand recognition. Enter other short-term assets here, which most likely will be any prepaid expense that lasts for less than 12 months.
Besides prepaid expenses, other current assets also include short-term investments and securities that are likely to turned into cash within a year. A prepaid expense can be described as such: A 12-month office lease is dream research, signed with the total lease amount of $12,000 being paid upfront. Resume! Classifying this as a regular expense would not be accurate because then the PL Statement and Cash Flow Statement would both show the $12,000 as a one-time upfront payment on research the month it which it was made. This type of expense is better described as a prepaid expense, since the use of the office is my home essay, spread out over paper a 12-month period of time and can be considered an asset on the Balance Sheet that is expensed over my home by jose rizal complete essay time. By classifying this as a prepaid expense (or an amortized short term asset) then the PL Statement would show the paper, $12,000 prepaid expense spread across 12 months at hr associate, $1,000 each month, while the Cash Flow Statement would reflect the $12,000 payment on month in which it was made. Under Assets, the dream paper, Balance Sheet would then show the amount of Prepaid Lease that is remaining at the end of the english, accounting period. Enter an dream paper estimate for income taxes you expect to pay, which should be a summation of federal, state and local income tax. Do not include other taxes such as property tax (should be entered as a separate expense) or employee-related taxes (this is covered in the Personnel Section as the Burden Rate). As this is only an estimate, 100% accuracy is not required (if unsure what to enter here, use 20%). Dividends and custom essay distributions (for corporations and LLCs/partnerships, respectively) are payments to the company’s shareholders/owners, taken from the company’s profit.
Dividends are typically paid out at the end of the fiscal year, while distributions can be given out at the discretion of the owners. Paper! You may want to set this to zero initially and see how the miller, financials of your business model work out; then you can work backwards and determine how much of retained profit you want to distribute to owners/shareholders. Here you can explain any regular costs that are associated with running your business. Paper! What are the monthly or ongoing costs that you must pay to keep the business up and running? For example, this could be paying monthly utilities and resume rent expenses for your office space, insurance, or any marketing or advertising costs. For a start-up, remember that there are always up-front costs or one-time costs associated with getting things started, so be aware of any of these expenses and include them in your budget. Accounts receivable is defined as sales that the company has made but has yet to dream, collect the my home by jose rizal, money from the research, purchaser. The Crucible By Arthur Miller Proctor! Most companies operate by allowing some portion of dream paper, their sales to be on credit. These types of sales are usually made to frequent or special customers who are invoiced periodically, and allow them to avoid the hassle of physically making payments as each transaction occurs.
You want your accounts receivable to be as low as possible to increase your cash flow. Defining what percentage of your sales will be on credit. You want this percentage to be as low as possible, while keeping in mind that for some businesses it is preferential to provide some credit to your best customers. Defining how long it will take to collect payment. Of the custom, customers that you provide credit to, you need to define when they are to paper, pay you back. The faster, the better your cash flow will look like. It is typical to provide net-30, which is 30 days. Accounts payable is essay, defined as short-term debt owed to dream paper, suppliers and banks.
It is to your advantage to rizal essay, negotiate longer payment terms with your suppliers, as it will improve your cash flow. When looking at accounts receivable (what is owed to you) and research paper accounts payable (what you owe), the resume, key thing to remember is that you want to be paid as soon as possible, and you want to pay others as late as possible (cash on dream research paper hand is king). Defining what percentage of your purchases will be on credit. You want this percentage to be as high as possible, as that will improve your cash flow. However, ensure you are able to pay your vendors on the purchases made on credit.
Defining how long it will take to essay, collect incoming payments. How many days will it take, on research paper average, to collect incoming payments? Select the typical number of essay, days between when you make a credit sale and when the payment arrives. Keep in mind that shortening this period can vastly improve your cash flow. If your business will sell physical products and you plan on keeping inventory on hand, then you need to define how many months of research, inventory you wish to keep on dissertation prospectus hand.
The more months of inventory you hold on paper hand, the john, more cash is tied up in inventory. This will affect your cash flow. How much inventory should you carry? The ideal amount varies from industry to industry, and dream research business to business. A good place to find more information is trade associations for your industry. In order to improve your company’s inventory management, you will need to start by collecting good records on your inventory. Using inventory turnover rate as an indicator. Inventory Turnover Rate = Costs of Goods Sold (COGS) / average cost of inventory on hand. A low inventory turnover rate means that you may have too much inventory on hand. Understanding and managing cash flow is custom, very important to any business. The time period for credit sales and payments may depend on dream paper your suppliers or your industry.
Paying and getting paid later rather than earlier can entirely change your cash flow projections. You can utilize this section to explain any assumptions about cash flow, including details on the time period in which you will make and receive payments. How did you come to these assumptions and how will it affect your business? When taking out a loan, you borrow an dissertation english amount of money (principal) from a lender, and are obligated to pay back at a later time (usually in installments). You will typically pay interest on dream paper the loan. If you are seeking a loan then enter the amount, as you want to forecast the financials assuming you have secured the custom, loan. Personal vs Commercial Loans. For many small businesses, taking out a personal loan to finance growth is commonplace. Dream Research Paper! These might include credit cards, home equity line of credit (HELOC), and installment loans.
If you have an existing small business, commercial loans can be obtained, which are based on a variety of factors. Secured vs Unsecured Loans. A secured loan is a loan in which you pledge some asset (equipment, property, etc.) as collateral. Unsecured loans (credit cards, personal loans) are not secured against essay written, a borrower’s assets. Interest rates will be higher for unsecured loans versus secured loans, for obvious reasons. If you have a pre-existing loan, then you can specify those details in the Starting Balances section. A line of credit is similar to a loan with the difference being that interest is research, not charged on the part of the line of credit that is unused, and the borrower can draw on the line of credit at any time that he or she needs to.
If you are seeking a line of credit then enter the amount, as you want to hr associate, forecast the financials assuming you have secured the line of credit. The line of credit may be classified as a demand loan, which means that any outstanding balance will have to be paid immediately at the financial institution’s request. Investments include injections of cash into the business from research paper, you, other shareholders or owners, or investors. This typically refers to equity investments where investors contribute cash to the business in exchange for equity (ownership). In this section, you can describe how your business will be funded. If you are a startup, it is likely that the money you make from hr associate resume, sales will not cover all your business expenses so you may need additional sources of funding, such as taking out a loan, receiving investors’ capital, credit lines, or other ways of borrowing money. What type of funding will you acquire? At what point in your plan are you expecting these funds? For existing businesses only. The starting balances will be used to adjust the balance sheet to take into research paper, account your company’s financial history.
Important: all starting balances should be entered as they are at the start of by arthur miller john proctor, your plan. Enter starting balances for assets: Cash Accounts Receivable Inventory Other current assets Long term assets Accumulated depreciation. Enter starting balances for paper, liabilities: Enter starting balance for Capital and the crucible by arthur miller john proctor Earnings: Enter your Recent Sales: One month before start date Two months before start date Three months before start date Four months before start date Five months before start date Six months before start date. If you are an existing business, you can enter past financial data here. This is optional and will be used to calculate historical financial ratios in dream research the Financial Statements section.
For each year of resume, your company history , include: $ Sales $ Gross profit $ Income from operations $ Net profit $ Current assets $ Current liabilities $ Inventory $ Total assets $ Total liabilities $ Total owner equity. Every business model has several key metrics that management can use to see if the business is dream paper, healthy. For example, a restaurant might use the number of tables it can turn per night and the average revenue per dinner. Think about what levers make the most impact to your business. You will want to continuously track and custom essay written monitor these metrics to ensure your business model is working. Chapter 8: Financial Statements Sections. Profit and Loss Statements Balance Sheet Cash Flow Statement Financial Ratios. The Profit Loss (i.e.; income statement) shows your revenue, expenses, and profit. It is the most common of the three reports as it provides a view into dream research, the company’s projected “bottom line”.
The statement here is a read-only display, calculated automatically from the hr associate resume, information you entered in the Sales Forecast, Budget, and Personnel Plan sections. If you wish to edit or change any information, you may do so by going back to those sections. The statement here will update automatically. The balance sheet gives a snapshot of your company’s financial position at a given point in time, usually the last day of a fiscal period. It is called a balance sheet because assets (what you own) will always equal the research paper, sum of your liabilities (what you owe) and stockholder’s equity (your investments from stockholders plus money that your business earned that is put back into running your business). The balance sheet here is a read-only display. Graduate School Diversity Essay! If you wish to change the dream research paper, balance sheet, you can do so by going back to the builder in the Financial Plan section. Sayers! If you are an dream research paper existing business, you have the option of adding starting balances under the the crucible by arthur proctor essay, Financial Plan section.
The cash flow statement displays the cash inflows and dream outflows from your operating, investing and financing activities. Rather than providing an hr associate overview like the balance sheet, the research paper, cash flow statement will measure the change in resume cash during a period. In other words, how much money did you start and dream research paper end up with? The statement here is a read-only display. Resume! You can go back to edit the sections in the Financial Plan section in order to change the research paper, accounts affected in the cash flow statement. The Financial Ratios section gives a general overview of the health of your business. Graduate School! The report here is research, a read-only display.
If you wish to change any of the information, you may do so by editing the relevant financial information you’ve entered previously. The ratios here will update automatically. The Liquidity Analysis shows how solvent your company is, or how easily convertible to cash is the company in resume case. This is important in paper determining the ability of the business to meet its obligations, or paying off what it owes in debt. The Profitability Analysis shows the overall performance of the company in prospectus english its ability to make a profit.
The ratios show how much of sales revenue is actual profit after taking costs and expenses into account. The Debt Ratio shows how much of the business’s assets are financed by debt and how much of the dream research, business’s assets are financed by stockholders’ equity. The Investment Measures show ROI (Return on dorothy sayers essay classical Investment) which is the percentage of the return (net profit) of the business divided by the cost of the investment. The most common method of calculating ROI is to divide net profit by total assets. Finishing these chapters represents a massive achievement in completing your business plan.
It is by far the most difficult chapter, as it requires doing somewhat complicated math to generate accurate financial statements. In all likelihood, you will need to hire an expert or accountant to help you create an accurate and detailed plan that adheres to dream, realistic outcomes. To finish it off, you’ll need to dorothy sayers essay, write an appendix and a glossary of terms. Your appendix will be a more detailed version of the financial statements detailed in this chapter, and your glossary of terms will simply define the terms of your business that an dream research paper investor may not understand. Upon including those chapters, your plan will be complete. Feeling inspired to start a business, but don’t know how to write a plan? We have a sample database of plans that you can look through to graduate essay, learn the different chapters and sections necessary to attract equity investments and loans. Although our examples are specific to each industry, keep in mind that every plan will be unique depending on your location, your customer base, and your own vision, so these will only paper serve as a starting point for you and your dream. Click the images to view our full business examples.
4. The Pros and Cons of Downloading a Business Plan Template. 1. Write with confidence — you won’t be forgetting any important information. Using this free template can help you write your own plan, without the hassle of figuring out how to order your chapters, or the school diversity essay, worry of dream research paper, feeling like you might be missing a section. We provide the entire bare bones skeleton of a business plan within this Microsoft Word .doc download. By Jose Rizal Essay! After you download it, it’s up to you to dream paper, flesh out the details and ensure that each section is as well researched and hr associate intelligently conceived as possible. 2. Step-by-step writing guide and writing samples included. Our plans come with a complete how-to guide with examples from our professional business plan samples to dream research paper, help steer you through your writing. 3. Completely free – no hidden costs, just download and graduate school diversity start writing. This plan is completely free.
You may encounter other people or websites on the Internet charging a price to download the dream, guide. Do not purchase them – there is resume, no benefit at all to purchasing a pre-fabricated plan. None of the information will be relevant to your company, and you’ll be gaining nothing but the order and paper structure of the plan – something that you could easily research and re-create on your own. Sound good? Keep in mind that while this guide may give you a better idea of how a it should be structured, that represents only about 5% of the heavy lifting of writing an actual the complete document.
Don’t forget that every plan needs well structured elevator pitch. 1. You’ll have to do complicated business planning math and calculations yourself — or pay an expensive rate for someone else to do them. You’re going to have to do the custom essay, financial calculations, plans, and forecasts that a plan should offer to attract investment — all by yourself. Creating these sections requires years of dream, training, math skills, market knowledge, and investment savvy. This requirement is beyond the scope of most peoples’ abilities, which is school essay, why entrepreneurs turn to professional writers and dream research accountants to do the heavy lifting for them. Keep in mind: You may have a brilliant idea, but until you’ve subjected your product/service to meticulous research, and calculated your potential market as conservatively as possible, your business idea will be nothing but empty words and blather to a seasoned investor. 2. You’ll need to manually create visual graphs and charts to dissertation prospectus english, make the dream paper, calculations easily understandable. You’ll need to hr associate resume, take the numbers you calculated and create attractive graphs, charts, and tables for dream research, your plan. Making your data attractive and easy to dissertation prospectus english, comprehend is dream, no easy task. My Home By Jose! Professional planning software can not only research do the calculations for my home by jose rizal complete essay, you, but will also turn them into relevant graphs, charts, and tables presented in the appropriate order, according to how equity investors and bank loan officers expect to paper, see them. 3. A basic template won’t allow you to track your business’ progress.
You won’t be able to keep your company’s information up to date easily. Graduate Essay! One of the research paper, major benefits of using software is that you can continually update your numbers based on your real expenses and earnings, allowing you to english, track the progress of your business easily and without a major hassle. Nonetheless, we encourage you to download this document and get started with writing out dream research, your product/service concepts and marketing plan. If or when you encounter the financial sections, we’ll be looking forward to dorothy sayers, helping your progress through the major obstacles of writing a successful strategy that will help you get funding for research paper, your ideas. Crafted by licensed attorneys Updated regularly Applicable to dissertation, all 50 states. Create your free. Business Plan Template document in only 5-10 minutes! Copyright 2017 Legal Templates LLC.
Legal Templates LLC is not a lawyer, or a law firm and does not engage in the practice of law. Legal Templates cannot and paper does not provide legal advice or legal representation. All information, software and services provided on the site are for informational purposes and self-help only and are not intended to be a substitute for a lawyer or professional legal advice. Use of this site is subject to our Terms of resume, Use. Preview Document - Business Plan Template.
Make an investment-worthy business plan easily with our free template.